Housing Affordability

Affordability

Payment as a Percent of Income

Based on 3-mo. median sale price

February 2026

27.1%

Year-over-year change

-5%

Compared to 28.5% last year

Difference from state

-17%

Compared to 32.8% in Indiana

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February 2026

27.1%

Year-over-year change

-5%

Compared to 28.5% last year

Difference from state

-17%

View source and notes...

Last update: March 7, 2026, 4:23 a.m. Source: IAR Data Warehouse / American Community Survey Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average. White includes White County.

Affordable Listings

Pct. of listings in last 90 days affordable to household earning $75K

February 2026

50.7%

Year-over-year change

-14%

Compared to 59.1% last year

Difference from state

+12%

Compared to 45.2% in Indiana

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February 2026

50.7%

Year-over-year change

-14%

Compared to 59.1% last year

Difference from state

+12%

View source and notes...

Last update: March 7, 2026, 4:11 a.m. Source: IAR Data Warehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average. White includes White County.

Demographics

Median Household Income

Adjusted to current dollars

January 2025

$71,494

Year-over-year change

-0%

Compared to $71,520 last year

Difference from state

+2%

Compared to $69,976 in Indiana

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January 2025

$71,494

Year-over-year change

-0%

Compared to $71,520 last year

Difference from state

+2%

View source and notes...

Last update: March 7, 2026, 4:23 a.m. Source: American Community Survey and Bureau of Labor Statistics Employment Cost Index Data notes: The most recent income measure from the American Community Survey is adjusted by two-year change in the Employment Cost Index to adjust to current dollars. White includes White County.

Market Momentum

Price

Median Monthly Payment

For median-priced home

February 2026

$1,617

Year-over-year change

-5%

Compared to $1,697 last year

Difference from state

-15%

Compared to $1,911 in Indiana

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February 2026

$1,617

Year-over-year change

-5%

Compared to $1,697 last year

Difference from state

-15%

View source and notes...

Last update: March 7, 2026, 4:11 a.m. Source: IAR Datawarehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average. White includes White County.

Median Sale Price

3-Month Rolling Median

February 2026

$220,000

Year-over-year change

+1%

Compared to $217,000 last year

Difference from state

-15%

Compared to $259,900 in Indiana

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February 2026

$220,000

Year-over-year change

+1%

Compared to $217,000 last year

Difference from state

-15%

View source and notes...

Last update: March 7, 2026, 4:11 a.m. Source: IAR Data Warehouse Data notes: - White includes White County.

Sales

Closed Sales by Price

12-month rolling total

All properties, February 2026

196

-27%

Under $250K

134

-21%

At Least $250K

62

-39%

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All properties, February 2026

196

-27%

Under $250K

134

-21%

At Least $250K

62

View source and notes...

Last update: March 7, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None White includes White County.

Supply

New Listings by Price

12-month rolling total

All properties, February 2026

396

+19%

Under $250K

175

-8%

At Least $250K

221

+56%

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All properties, February 2026

396

+19%

Under $250K

175

-8%

At Least $250K

221

View source and notes...

Last update: March 7, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None White includes White County.

Inventory by Price

Average daily inventory in latest month

All properties, February 2026

86

+46%

Under $250K

43

+27%

At Least $250K

43

+72%

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All properties, February 2026

86

+46%

Under $250K

43

+27%

At Least $250K

43

View source and notes...

Last update: March 7, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None White includes White County.

Home price and typical payment compared to income

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Affordability

Payment as a Percent of Income

Based on 3-mo. median sale price

Affordable Listings

Pct. of listings in last 90 days affordable to household earning $75K

Demographics

Median Household Income

Adjusted to current dollars

Market Momentum

Price

Median Monthly Payment

For median-priced home

Median Sale Price

3-Month Rolling Median

Sales

Closed Sales by Price

12-month rolling total

Supply

New Listings by Price

12-month rolling total

Inventory by Price

Average daily inventory in latest month

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