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Housing Affordability

Home price and typical payment compared to income

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Housing Affordability • Southeastern • February 2026

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Affordability

Payment as a Percent of Income

Based on 3-mo. median sale price
February 2026
28.0%
Year-over-year change
-12%
Compared to 31.9% last year
Difference from state
-15%
Compared to 32.8% in Indiana
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February 2026
28.0%
Year-over-year change
-12%
Compared to 31.9% last year
Difference from state
-15%
View source and notes...

Last update: March 7, 2026, 4:23 a.m. Source: IAR Data Warehouse / American Community Survey Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average. Southeastern includes Dearborn County, Jennings County, Ohio County, Ripley County, Switzerland County.

Affordable Listings

Pct. of listings in last 90 days affordable to household earning $75K
February 2026
45.3%
Year-over-year change
+24%
Compared to 36.5% last year
Difference from state
+0%
Compared to 45.2% in Indiana
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February 2026
45.3%
Year-over-year change
+24%
Compared to 36.5% last year
Difference from state
+0%
View source and notes...

Last update: March 7, 2026, 4:11 a.m. Source: IAR Data Warehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average. Southeastern includes Dearborn County, Jennings County, Ohio County, Ripley County, Switzerland County.

Demographics

Median Household Income

Adjusted to current dollars
January 2025
$76,818
Year-over-year change
+0%
Compared to $76,699 last year
Difference from state
+10%
Compared to $69,976 in Indiana
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January 2025
$76,818
Year-over-year change
+0%
Compared to $76,699 last year
Difference from state
+10%
View source and notes...

Last update: March 7, 2026, 4:23 a.m. Source: American Community Survey and Bureau of Labor Statistics Employment Cost Index Data notes: The most recent income measure from the American Community Survey is adjusted by two-year change in the Employment Cost Index to adjust to current dollars. Southeastern includes Dearborn County, Jennings County, Ohio County, Ripley County, Switzerland County.

Market Momentum

Price

Median Monthly Payment

For median-priced home
February 2026
$1,790
Year-over-year change
-12%
Compared to $2,041 last year
Difference from state
-6%
Compared to $1,911 in Indiana
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February 2026
$1,790
Year-over-year change
-12%
Compared to $2,041 last year
Difference from state
-6%
View source and notes...

Last update: March 7, 2026, 4:11 a.m. Source: IAR Datawarehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average. Southeastern includes Dearborn County, Jennings County, Ohio County, Ripley County, Switzerland County.

Median Sale Price

3-Month Rolling Median
February 2026
$243,500
Year-over-year change
-7%
Compared to $261,000 last year
Difference from state
-6%
Compared to $259,900 in Indiana
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February 2026
$243,500
Year-over-year change
-7%
Compared to $261,000 last year
Difference from state
-6%
View source and notes...

Last update: March 7, 2026, 4:11 a.m. Source: IAR Data Warehouse Data notes: - Southeastern includes Dearborn County, Jennings County, Ohio County, Ripley County, Switzerland County.

Sales

Closed Sales by Price

12-month rolling total
All properties, February 2026
993
+7%
Under $250K
457
-6%
At Least $250K
536
+22%
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All properties, February 2026
993
+7%
Under $250K
457
-6%
At Least $250K
536
View source and notes...

Last update: March 7, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None Southeastern includes Dearborn County, Jennings County, Ohio County, Ripley County, Switzerland County.

Supply

New Listings by Price

12-month rolling total
All properties, February 2026
1,307
+25%
Under $250K
554
+4%
At Least $250K
753
+46%
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All properties, February 2026
1,307
+25%
Under $250K
554
+4%
At Least $250K
753
View source and notes...

Last update: March 7, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None Southeastern includes Dearborn County, Jennings County, Ohio County, Ripley County, Switzerland County.

Inventory by Price

Average daily inventory in latest month
All properties, February 2026
200
+26%
Under $250K
87
+22%
At Least $250K
114
+29%
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All properties, February 2026
200
+26%
Under $250K
87
+22%
At Least $250K
114
View source and notes...

Last update: March 7, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None Southeastern includes Dearborn County, Jennings County, Ohio County, Ripley County, Switzerland County.

Contact

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Indianapolis, IN 46204
Phone: 1.800.284.0084

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