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Housing Affordability

Home price and typical payment compared to income

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Housing Affordability • Lafayette • February 2026

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Affordability

Payment as a Percent of Income

Based on 3-mo. median sale price
February 2026
34.7%
Year-over-year change
-3%
Compared to 35.7% last year
Difference from state
+6%
Compared to 32.8% in Indiana
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February 2026
34.7%
Year-over-year change
-3%
Compared to 35.7% last year
Difference from state
+6%
View source and notes...

Last update: March 7, 2026, 4:23 a.m. Source: IAR Data Warehouse / American Community Survey Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average. Lafayette includes Benton County, Carroll County, Fountain County, Tippecanoe County, Warren County.

Affordable Listings

Pct. of listings in last 90 days affordable to household earning $75K
February 2026
36.7%
Year-over-year change
+12%
Compared to 32.9% last year
Difference from state
-19%
Compared to 45.2% in Indiana
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February 2026
36.7%
Year-over-year change
+12%
Compared to 32.9% last year
Difference from state
-19%
View source and notes...

Last update: March 7, 2026, 4:11 a.m. Source: IAR Data Warehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average. Lafayette includes Benton County, Carroll County, Fountain County, Tippecanoe County, Warren County.

Demographics

Median Household Income

Adjusted to current dollars
January 2025
$69,985
Year-over-year change
+4%
Compared to $67,343 last year
Difference from state
+0%
Compared to $69,976 in Indiana
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January 2025
$69,985
Year-over-year change
+4%
Compared to $67,343 last year
Difference from state
+0%
View source and notes...

Last update: March 7, 2026, 4:23 a.m. Source: American Community Survey and Bureau of Labor Statistics Employment Cost Index Data notes: The most recent income measure from the American Community Survey is adjusted by two-year change in the Employment Cost Index to adjust to current dollars. Lafayette includes Benton County, Carroll County, Fountain County, Tippecanoe County, Warren County.

Market Momentum

Price

Median Monthly Payment

For median-priced home
February 2026
$2,022
Year-over-year change
-3%
Compared to $2,085 last year
Difference from state
+6%
Compared to $1,911 in Indiana
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February 2026
$2,022
Year-over-year change
-3%
Compared to $2,085 last year
Difference from state
+6%
View source and notes...

Last update: March 7, 2026, 4:11 a.m. Source: IAR Datawarehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average. Lafayette includes Benton County, Carroll County, Fountain County, Tippecanoe County, Warren County.

Median Sale Price

3-Month Rolling Median
February 2026
$275,000
Year-over-year change
+3%
Compared to $266,600 last year
Difference from state
+6%
Compared to $259,900 in Indiana
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February 2026
$275,000
Year-over-year change
+3%
Compared to $266,600 last year
Difference from state
+6%
View source and notes...

Last update: March 7, 2026, 4:11 a.m. Source: IAR Data Warehouse Data notes: - Lafayette includes Benton County, Carroll County, Fountain County, Tippecanoe County, Warren County.

Sales

Closed Sales by Price

12-month rolling total
All properties, February 2026
2,089
-2%
Under $250K
778
-10%
At Least $250K
1,311
+4%
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All properties, February 2026
2,089
-2%
Under $250K
778
-10%
At Least $250K
1,311
View source and notes...

Last update: March 7, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None Lafayette includes Benton County, Carroll County, Fountain County, Tippecanoe County, Warren County.

Supply

New Listings by Price

12-month rolling total
All properties, February 2026
2,857
+10%
Under $250K
964
+1%
At Least $250K
1,893
+15%
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All properties, February 2026
2,857
+10%
Under $250K
964
+1%
At Least $250K
1,893
View source and notes...

Last update: March 7, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None Lafayette includes Benton County, Carroll County, Fountain County, Tippecanoe County, Warren County.

Inventory by Price

Average daily inventory in latest month
All properties, February 2026
366
+23%
Under $250K
109
+30%
At Least $250K
257
+20%
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All properties, February 2026
366
+23%
Under $250K
109
+30%
At Least $250K
257
View source and notes...

Last update: March 7, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None Lafayette includes Benton County, Carroll County, Fountain County, Tippecanoe County, Warren County.

Contact

Indiana Association of REALTORS®
143 W Market St, Ste 100
Indianapolis, IN 46204
Phone: 1.800.284.0084

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