All Reports › Housing Affordability › Crossroads • February 2026 • All

Housing Affordability

Home price and typical payment compared to income

 Quick Summary

Generating summary...

Housing Affordability • Crossroads • February 2026

Subscribe Use This Report
Print or PDF New report All reports

Affordability

Payment as a Percent of Income

Based on 3-mo. median sale price
February 2026
26.4%
Year-over-year change
-8%
Compared to 28.7% last year
Difference from state
-20%
Compared to 32.8% in Indiana
Export chart   Export data   Open chart   Share chart  
February 2026
26.4%
Year-over-year change
-8%
Compared to 28.7% last year
Difference from state
-20%
View source and notes...

Last update: March 7, 2026, 4:23 a.m. Source: IAR Data Warehouse / American Community Survey Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average. Crossroads includes Bartholomew County, Jackson County, Jennings County.

Affordable Listings

Pct. of listings in last 90 days affordable to household earning $75K
February 2026
57.1%
Year-over-year change
+20%
Compared to 47.5% last year
Difference from state
+26%
Compared to 45.2% in Indiana
Export chart   Export data   Open chart   Share chart  
February 2026
57.1%
Year-over-year change
+20%
Compared to 47.5% last year
Difference from state
+26%
View source and notes...

Last update: March 7, 2026, 4:11 a.m. Source: IAR Data Warehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average. Crossroads includes Bartholomew County, Jackson County, Jennings County.

Demographics

Median Household Income

Adjusted to current dollars
January 2025
$79,452
Year-over-year change
+10%
Compared to $72,325 last year
Difference from state
+14%
Compared to $69,976 in Indiana
Export chart   Export data   Open chart   Share chart  
January 2025
$79,452
Year-over-year change
+10%
Compared to $72,325 last year
Difference from state
+14%
View source and notes...

Last update: March 7, 2026, 4:23 a.m. Source: American Community Survey and Bureau of Labor Statistics Employment Cost Index Data notes: The most recent income measure from the American Community Survey is adjusted by two-year change in the Employment Cost Index to adjust to current dollars. Crossroads includes Bartholomew County, Jackson County, Jennings County.

Market Momentum

Price

Median Monthly Payment

For median-priced home
February 2026
$1,746
Year-over-year change
-8%
Compared to $1,900 last year
Difference from state
-9%
Compared to $1,911 in Indiana
Export chart   Export data   Open chart   Share chart  
February 2026
$1,746
Year-over-year change
-8%
Compared to $1,900 last year
Difference from state
-9%
View source and notes...

Last update: March 7, 2026, 4:11 a.m. Source: IAR Datawarehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average. Crossroads includes Bartholomew County, Jackson County, Jennings County.

Median Sale Price

3-Month Rolling Median
February 2026
$237,500
Year-over-year change
-2%
Compared to $243,000 last year
Difference from state
-9%
Compared to $259,900 in Indiana
Export chart   Export data   Open chart   Share chart  
February 2026
$237,500
Year-over-year change
-2%
Compared to $243,000 last year
Difference from state
-9%
View source and notes...

Last update: March 7, 2026, 4:11 a.m. Source: IAR Data Warehouse Data notes: - Crossroads includes Bartholomew County, Jackson County, Jennings County.

Sales

Closed Sales by Price

12-month rolling total
All properties, February 2026
1,710
+5%
Under $250K
879
+3%
At Least $250K
831
+6%
Export chart   Export data   Open chart   Share chart  
All properties, February 2026
1,710
+5%
Under $250K
879
+3%
At Least $250K
831
View source and notes...

Last update: March 7, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None Crossroads includes Bartholomew County, Jackson County, Jennings County.

Supply

New Listings by Price

12-month rolling total
All properties, February 2026
2,100
+10%
Under $250K
997
+4%
At Least $250K
1,103
+17%
Export chart   Export data   Open chart   Share chart  
All properties, February 2026
2,100
+10%
Under $250K
997
+4%
At Least $250K
1,103
View source and notes...

Last update: March 7, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None Crossroads includes Bartholomew County, Jackson County, Jennings County.

Inventory by Price

Average daily inventory in latest month
All properties, February 2026
306
+33%
Under $250K
135
+29%
At Least $250K
171
+37%
Export chart   Export data   Open chart   Share chart  
All properties, February 2026
306
+33%
Under $250K
135
+29%
At Least $250K
171
View source and notes...

Last update: March 7, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None Crossroads includes Bartholomew County, Jackson County, Jennings County.

Contact

Indiana Association of REALTORS®
143 W Market St, Ste 100
Indianapolis, IN 46204
Phone: 1.800.284.0084

Report an Issue or Submit an Idea

Housing Hub Issue Tracker

Admin

Labs

Copyright © 2026 Indiana Association of REALTORS®