Housing Affordability

Affordability

Payment as a Percent of Income

Based on 3-mo. median sale price

February 2026

39.1%

Year-over-year change

-1%

Compared to 39.4% last year

Difference from state

+19%

Compared to 32.8% in Indiana

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February 2026

39.1%

Year-over-year change

-1%

Compared to 39.4% last year

Difference from state

+19%

View source and notes...

Last update: March 7, 2026, 4:23 a.m. Source: IAR Data Warehouse / American Community Survey Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average. Bloomington includes Greene County, Monroe County, Owen County.

Affordable Listings

Pct. of listings in last 90 days affordable to household earning $75K

February 2026

30.0%

Year-over-year change

+12%

Compared to 26.8% last year

Difference from state

-34%

Compared to 45.2% in Indiana

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February 2026

30.0%

Year-over-year change

+12%

Compared to 26.8% last year

Difference from state

-34%

View source and notes...

Last update: March 7, 2026, 4:11 a.m. Source: IAR Data Warehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average. Bloomington includes Greene County, Monroe County, Owen County.

Demographics

Median Household Income

Adjusted to current dollars

January 2025

$64,244

Year-over-year change

-3%

Compared to $65,948 last year

Difference from state

-8%

Compared to $69,976 in Indiana

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January 2025

$64,244

Year-over-year change

-3%

Compared to $65,948 last year

Difference from state

-8%

View source and notes...

Last update: March 7, 2026, 4:23 a.m. Source: American Community Survey and Bureau of Labor Statistics Employment Cost Index Data notes: The most recent income measure from the American Community Survey is adjusted by two-year change in the Employment Cost Index to adjust to current dollars. Bloomington includes Greene County, Monroe County, Owen County.

Market Momentum

Price

Median Monthly Payment

For median-priced home

February 2026

$2,095

Year-over-year change

-1%

Compared to $2,111 last year

Difference from state

+10%

Compared to $1,911 in Indiana

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February 2026

$2,095

Year-over-year change

-1%

Compared to $2,111 last year

Difference from state

+10%

View source and notes...

Last update: March 7, 2026, 4:11 a.m. Source: IAR Datawarehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average. Bloomington includes Greene County, Monroe County, Owen County.

Median Sale Price

3-Month Rolling Median

February 2026

$285,000

Year-over-year change

+6%

Compared to $269,900 last year

Difference from state

+10%

Compared to $259,900 in Indiana

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February 2026

$285,000

Year-over-year change

+6%

Compared to $269,900 last year

Difference from state

+10%

View source and notes...

Last update: March 7, 2026, 4:11 a.m. Source: IAR Data Warehouse Data notes: - Bloomington includes Greene County, Monroe County, Owen County.

Sales

Closed Sales by Price

12-month rolling total

All properties, February 2026

1,799

-2%

Under $250K

622

-5%

At Least $250K

1,177

+1%

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All properties, February 2026

1,799

-2%

Under $250K

622

-5%

At Least $250K

1,177

View source and notes...

Last update: March 7, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None Bloomington includes Greene County, Monroe County, Owen County.

Supply

New Listings by Price

12-month rolling total

All properties, February 2026

2,719

+9%

Under $250K

811

+5%

At Least $250K

1,908

+11%

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All properties, February 2026

2,719

+9%

Under $250K

811

+5%

At Least $250K

1,908

View source and notes...

Last update: March 7, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None Bloomington includes Greene County, Monroe County, Owen County.

Inventory by Price

Average daily inventory in latest month

All properties, February 2026

606

+8%

Under $250K

178

-6%

At Least $250K

428

+16%

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All properties, February 2026

606

+8%

Under $250K

178

-6%

At Least $250K

428

View source and notes...

Last update: March 7, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None Bloomington includes Greene County, Monroe County, Owen County.

Home price and typical payment compared to income

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Affordability

Payment as a Percent of Income

Based on 3-mo. median sale price

Affordable Listings

Pct. of listings in last 90 days affordable to household earning $75K

Demographics

Median Household Income

Adjusted to current dollars

Market Momentum

Price

Median Monthly Payment

For median-priced home

Median Sale Price

3-Month Rolling Median

Sales

Closed Sales by Price

12-month rolling total

Supply

New Listings by Price

12-month rolling total

Inventory by Price

Average daily inventory in latest month

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