All Reports Housing Affordability Wayne County • June 2026 • All

Housing Affordability

Home price and typical payment compared to income

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Housing AffordabilityWayne CountyJune 2026

Affordability

Payment as a Percent of Income

Based on 3-mo. median sale price
June 2026
32.8%
Year-over-year change
+16%
Compared to 28.3% last year
Difference from state
-21%
Compared to 41.4% in Indiana
View source and notes...

Last update: July 7, 2026, 4 a.m. Source: IAR Data Warehouse / American Community Survey Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Affordable Listings

Pct. of listings in last 90 days affordable to household earning $75K
June 2026
64.0%
Year-over-year change
-10%
Compared to 70.8% last year
Difference from state
+79%
Compared to 35.7% in Indiana
View source and notes...

Last update: July 7, 2026, 3:50 a.m. Source: IAR Data Warehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Demographics

Median Household Income

Adjusted to current dollars
January 2025
$50,127
Year-over-year change
+2%
Compared to $49,016 last year
Difference from state
-19%
Compared to $61,915 in Indiana
View source and notes...

Last update: July 7, 2026, 4 a.m. Source: American Community Survey and Bureau of Labor Statistics Employment Cost Index Data notes: The most recent income measure from the American Community Survey is adjusted by two-year change in the Employment Cost Index to adjust to current dollars.

Market Momentum

Price

Median Monthly Payment

For median-priced home
June 2026
$1,369
Year-over-year change
+16%
Compared to $1,183 last year
Difference from state
-36%
Compared to $2,135 in Indiana
View source and notes...

Last update: July 7, 2026, 3:50 a.m. Source: IAR Datawarehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Median Sale Price

3-Month Rolling Median
June 2026
$179,900
Year-over-year change
+19%
Compared to $151,500 last year
Difference from state
-36%
Compared to $280,585 in Indiana
View source and notes...

Last update: July 7, 2026, 3:50 a.m. Source: IAR Data Warehouse Data notes: -

Sales

Closed Sales by Price

12-month rolling total
All properties, July 2026
679
-1%
Under $250K
538
-7%
At Least $250K
141
+27%
View source and notes...

Last update: July 7, 2026, 4:38 a.m. Source: IAR MLS Data Warehouse Data notes: None

Supply

New Listings by Price

12-month rolling total
All properties, July 2026
932
-6%
Under $250K
664
-14%
At Least $250K
268
+22%
View source and notes...

Last update: July 7, 2026, 4:38 a.m. Source: IAR MLS Data Warehouse Data notes: None

Inventory by Price

Average daily inventory in latest month
All properties, July 2026
162
-8%
Under $250K
98
-20%
At Least $250K
64
+19%
View source and notes...

Last update: July 7, 2026, 4:38 a.m. Source: IAR MLS Data Warehouse Data notes: None