All Reports Housing Affordability Washington County • August 2026 • All Residential

Housing Affordability

Home price and typical payment compared to income

 Quick Summary

Generating summary...

Housing AffordabilityWashington CountyAugust 2026

Affordability

Payment as a Percent of Income

Based on 3-mo. median sale price
August 2026
26.5%
Year-over-year change
-4%
Compared to 27.7% last year
Difference from state
-38%
Compared to 42.6% in Indiana
View source and notes...

Last update: Sept. 8, 2026, 3:06 p.m. Source: IAR Data Warehouse / American Community Survey Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Affordable Listings

Pct. of listings in last 90 days affordable to household earning $75K
August 2026
57.4%
Year-over-year change
-2%
Compared to 58.6% last year
Difference from state
+55%
Compared to 36.9% in Indiana
View source and notes...

Last update: Sept. 8, 2026, 2:51 p.m. Source: IAR Data Warehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Demographics

Median Household Income

Adjusted to current dollars
January 2025
$66,322
Year-over-year change
-0%
Compared to $66,431 last year
Difference from state
+7%
Compared to $61,915 in Indiana
View source and notes...

Last update: Sept. 8, 2026, 3:06 p.m. Source: American Community Survey and Bureau of Labor Statistics Employment Cost Index Data notes: The most recent income measure from the American Community Survey is adjusted by two-year change in the Employment Cost Index to adjust to current dollars.

Market Momentum

Price

Median Monthly Payment

For median-priced home
August 2026
$1,466
Year-over-year change
-4%
Compared to $1,534 last year
Difference from state
-33%
Compared to $2,199 in Indiana
View source and notes...

Last update: Sept. 8, 2026, 2:51 p.m. Source: IAR Datawarehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Median Sale Price

3-Month Rolling Median
August 2026
$190,000
Year-over-year change
-5%
Compared to $200,000 last year
Difference from state
-33%
Compared to $285,000 in Indiana
View source and notes...

Last update: Sept. 8, 2026, 2:51 p.m. Source: IAR Data Warehouse Data notes: -

Sales

Closed Sales by Price

12-month rolling total
All properties, September 2026
265
+10%
Under $250K
184
+9%
At Least $250K
81
+3%
View source and notes...

Last update: Sept. 8, 2026, 10:33 p.m. Source: IAR MLS Data Warehouse Data notes: None

Supply

New Listings by Price

12-month rolling total
All properties, September 2026
426
+7%
Under $250K
264
+5%
At Least $250K
164
+12%
View source and notes...

Last update: Sept. 8, 2026, 10:33 p.m. Source: IAR MLS Data Warehouse Data notes: None

Inventory by Price

Average daily inventory in latest month
All properties, September 2026
93
+29%
Under $250K
52
+18%
At Least $250K
41
+47%
View source and notes...

Last update: Sept. 8, 2026, 10:33 p.m. Source: IAR MLS Data Warehouse Data notes: None