All Reports Housing Affordability Steuben County • June 2026 • All

Housing Affordability

Home price and typical payment compared to income

 Quick Summary

Generating summary...

Housing AffordabilitySteuben CountyJune 2026

Affordability

Payment as a Percent of Income

Based on 3-mo. median sale price
June 2026
29.0%
Year-over-year change
-14%
Compared to 33.9% last year
Difference from state
-30%
Compared to 41.4% in Indiana
View source and notes...

Last update: July 7, 2026, 4 a.m. Source: IAR Data Warehouse / American Community Survey Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Affordable Listings

Pct. of listings in last 90 days affordable to household earning $75K
June 2026
37.5%
Year-over-year change
+35%
Compared to 27.7% last year
Difference from state
+5%
Compared to 35.7% in Indiana
View source and notes...

Last update: July 7, 2026, 3:50 a.m. Source: IAR Data Warehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Demographics

Median Household Income

Adjusted to current dollars
January 2025
$77,266
Year-over-year change
+3%
Compared to $75,342 last year
Difference from state
+25%
Compared to $61,915 in Indiana
View source and notes...

Last update: July 7, 2026, 4 a.m. Source: American Community Survey and Bureau of Labor Statistics Employment Cost Index Data notes: The most recent income measure from the American Community Survey is adjusted by two-year change in the Employment Cost Index to adjust to current dollars.

Market Momentum

Price

Median Monthly Payment

For median-priced home
June 2026
$1,868
Year-over-year change
-14%
Compared to $2,182 last year
Difference from state
-13%
Compared to $2,135 in Indiana
View source and notes...

Last update: July 7, 2026, 3:50 a.m. Source: IAR Datawarehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Median Sale Price

3-Month Rolling Median
June 2026
$245,450
Year-over-year change
-12%
Compared to $279,500 last year
Difference from state
-13%
Compared to $280,585 in Indiana
View source and notes...

Last update: July 7, 2026, 3:50 a.m. Source: IAR Data Warehouse Data notes: -

Sales

Closed Sales by Price

12-month rolling total
All properties, July 2026
504
+12%
Under $250K
214
+10%
At Least $250K
290
+13%
View source and notes...

Last update: July 7, 2026, 4:38 a.m. Source: IAR MLS Data Warehouse Data notes: None

Supply

New Listings by Price

12-month rolling total
All properties, July 2026
636
+3%
Under $250K
241
+7%
At Least $250K
398
+1%
View source and notes...

Last update: July 7, 2026, 4:38 a.m. Source: IAR MLS Data Warehouse Data notes: None

Inventory by Price

Average daily inventory in latest month
All properties, July 2026
142
-17%
Under $250K
40
-21%
At Least $250K
102
-16%
View source and notes...

Last update: July 7, 2026, 4:38 a.m. Source: IAR MLS Data Warehouse Data notes: None