All Reports Housing Affordability Pulaski County • August 2026 • All Residential

Housing Affordability

Home price and typical payment compared to income

 Quick Summary

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Housing AffordabilityPulaski CountyAugust 2026

Affordability

Payment as a Percent of Income

Based on 3-mo. median sale price
August 2026
28.6%
Year-over-year change
-11%
Compared to 32.0% last year
Difference from state
-33%
Compared to 42.6% in Indiana
View source and notes...

Last update: Sept. 8, 2026, 3:06 p.m. Source: IAR Data Warehouse / American Community Survey Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average. Geography notes: New construction, and listings handled by an MLS outside this county's association, are now counted here. Figures are higher than previously published. All history has been rebuilt on the current method, so the trend is consistent throughout.

Affordable Listings

Pct. of listings in last 90 days affordable to household earning $75K
August 2026
68.0%
Year-over-year change
+33%
Compared to 51.1% last year
Difference from state
+84%
Compared to 36.9% in Indiana
View source and notes...

Last update: Sept. 8, 2026, 2:51 p.m. Source: IAR Data Warehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average. Geography notes: New construction, and listings handled by an MLS outside this county's association, are now counted here. Figures are higher than previously published. All history has been rebuilt on the current method, so the trend is consistent throughout.

Demographics

Median Household Income

Adjusted to current dollars
January 2025
$64,806
Year-over-year change
+4%
Compared to $62,193 last year
Difference from state
+5%
Compared to $61,915 in Indiana
View source and notes...

Last update: Sept. 8, 2026, 3:06 p.m. Source: American Community Survey and Bureau of Labor Statistics Employment Cost Index Data notes: The most recent income measure from the American Community Survey is adjusted by two-year change in the Employment Cost Index to adjust to current dollars. Geography notes: New construction, and listings handled by an MLS outside this county's association, are now counted here. Figures are higher than previously published. All history has been rebuilt on the current method, so the trend is consistent throughout.

Market Momentum

Price

Median Monthly Payment

For median-priced home
August 2026
$1,543
Year-over-year change
-11%
Compared to $1,729 last year
Difference from state
-30%
Compared to $2,199 in Indiana
View source and notes...

Last update: Sept. 8, 2026, 2:51 p.m. Source: IAR Datawarehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average. Geography notes: New construction, and listings handled by an MLS outside this county's association, are now counted here. Figures are higher than previously published. All history has been rebuilt on the current method, so the trend is consistent throughout.

Median Sale Price

3-Month Rolling Median
August 2026
$200,000
Year-over-year change
-11%
Compared to $225,500 last year
Difference from state
-30%
Compared to $285,000 in Indiana
View source and notes...

Last update: Sept. 8, 2026, 2:51 p.m. Source: IAR Data Warehouse Data notes: - Geography notes: New construction, and listings handled by an MLS outside this county's association, are now counted here. Figures are higher than previously published. All history has been rebuilt on the current method, so the trend is consistent throughout.

Sales

Closed Sales by Price

12-month rolling total
All properties, September 2026
149
+1%
Under $250K
104
-5%
At Least $250K
51
+96%
View source and notes...

Last update: Sept. 8, 2026, 10:33 p.m. Source: IAR MLS Data Warehouse Data notes: None Geography notes: New construction, and listings handled by an MLS outside this county's association, are now counted here. Figures are higher than previously published. All history has been rebuilt on the current method, so the trend is consistent throughout.

Supply

New Listings by Price

12-month rolling total
All properties, September 2026
219
+8%
Under $250K
153
+12%
At Least $250K
66
-10%
View source and notes...

Last update: Sept. 8, 2026, 10:33 p.m. Source: IAR MLS Data Warehouse Data notes: None Geography notes: New construction, and listings handled by an MLS outside this county's association, are now counted here. Figures are higher than previously published. All history has been rebuilt on the current method, so the trend is consistent throughout.

Inventory by Price

Average daily inventory in latest month
All properties, September 2026
60
+32%
Under $250K
37
+26%
At Least $250K
23
+43%
View source and notes...

Last update: Sept. 8, 2026, 10:33 p.m. Source: IAR MLS Data Warehouse Data notes: None Geography notes: New construction, and listings handled by an MLS outside this county's association, are now counted here. Figures are higher than previously published. All history has been rebuilt on the current method, so the trend is consistent throughout.