All Reports Housing Affordability Porter County • August 2026 • All Residential

Housing Affordability

Home price and typical payment compared to income

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Housing AffordabilityPorter CountyAugust 2026

Affordability

Payment as a Percent of Income

Based on 3-mo. median sale price
August 2026
42.7%
Year-over-year change
+1%
Compared to 42.4% last year
Difference from state
+0%
Compared to 42.6% in Indiana
View source and notes...

Last update: Sept. 8, 2026, 3:06 p.m. Source: IAR Data Warehouse / American Community Survey Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average. Geography notes: New construction is now counted here, as it already was elsewhere in Indiana. Figures here are higher than previously published. All history has been rebuilt on the current method, so the trend is consistent throughout.

Affordable Listings

Pct. of listings in last 90 days affordable to household earning $75K
August 2026
13.8%
Year-over-year change
-31%
Compared to 20.0% last year
Difference from state
-63%
Compared to 36.9% in Indiana
View source and notes...

Last update: Sept. 8, 2026, 2:51 p.m. Source: IAR Data Warehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average. Geography notes: New construction is now counted here, as it already was elsewhere in Indiana. Figures here are higher than previously published. All history has been rebuilt on the current method, so the trend is consistent throughout.

Demographics

Median Household Income

Adjusted to current dollars
January 2025
$75,860
Year-over-year change
+3%
Compared to $73,579 last year
Difference from state
+23%
Compared to $61,915 in Indiana
View source and notes...

Last update: Sept. 8, 2026, 3:06 p.m. Source: American Community Survey and Bureau of Labor Statistics Employment Cost Index Data notes: The most recent income measure from the American Community Survey is adjusted by two-year change in the Employment Cost Index to adjust to current dollars. Geography notes: New construction is now counted here, as it already was elsewhere in Indiana. Figures here are higher than previously published. All history has been rebuilt on the current method, so the trend is consistent throughout.

Market Momentum

Price

Median Monthly Payment

For median-priced home
August 2026
$2,700
Year-over-year change
+1%
Compared to $2,677 last year
Difference from state
+23%
Compared to $2,199 in Indiana
View source and notes...

Last update: Sept. 8, 2026, 2:51 p.m. Source: IAR Datawarehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average. Geography notes: New construction is now counted here, as it already was elsewhere in Indiana. Figures here are higher than previously published. All history has been rebuilt on the current method, so the trend is consistent throughout.

Median Sale Price

3-Month Rolling Median
August 2026
$350,000
Year-over-year change
+0%
Compared to $349,145 last year
Difference from state
+23%
Compared to $285,000 in Indiana
View source and notes...

Last update: Sept. 8, 2026, 2:51 p.m. Source: IAR Data Warehouse Data notes: - Geography notes: New construction is now counted here, as it already was elsewhere in Indiana. Figures here are higher than previously published. All history has been rebuilt on the current method, so the trend is consistent throughout.

Sales

Closed Sales by Price

12-month rolling total
All properties, September 2026
2,340
-1%
Under $250K
511
-7%
At Least $250K
1,829
+1%
View source and notes...

Last update: Sept. 8, 2026, 10:33 p.m. Source: IAR MLS Data Warehouse Data notes: None Geography notes: New construction is now counted here, as it already was elsewhere in Indiana. Figures here are higher than previously published. All history has been rebuilt on the current method, so the trend is consistent throughout.

Supply

New Listings by Price

12-month rolling total
All properties, September 2026
3,095
+1%
Under $250K
534
-15%
At Least $250K
2,564
+5%
View source and notes...

Last update: Sept. 8, 2026, 10:33 p.m. Source: IAR MLS Data Warehouse Data notes: None Geography notes: New construction is now counted here, as it already was elsewhere in Indiana. Figures here are higher than previously published. All history has been rebuilt on the current method, so the trend is consistent throughout.

Inventory by Price

Average daily inventory in latest month
All properties, September 2026
502
-2%
Under $250K
76
-22%
At Least $250K
427
+3%
View source and notes...

Last update: Sept. 8, 2026, 10:33 p.m. Source: IAR MLS Data Warehouse Data notes: None Geography notes: New construction is now counted here, as it already was elsewhere in Indiana. Figures here are higher than previously published. All history has been rebuilt on the current method, so the trend is consistent throughout.