Housing Affordability

Affordability

Payment as a Percent of Income

Based on 3-mo. median sale price

July 2026

41.7%

Year-over-year change

-3%

Compared to 42.9% last year

Difference from state

-1%

Compared to 42.2% in Indiana

Export chart Export data Open chart Share chart Map it!

July 2026

41.7%

Year-over-year change

-3%

Compared to 42.9% last year

Difference from state

-1%

View source and notes...

Last update: Aug. 7, 2026, midnight Source: IAR Data Warehouse / American Community Survey Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Affordable Listings

Pct. of listings in last 90 days affordable to household earning $75K

July 2026

13.8%

Year-over-year change

-20%

Compared to 17.2% last year

Difference from state

-62%

Compared to 36.1% in Indiana

Export chart Export data Open chart Share chart Map it!

July 2026

13.8%

Year-over-year change

-20%

Compared to 17.2% last year

Difference from state

-62%

View source and notes...

Last update: Aug. 7, 2026, midnight Source: IAR Data Warehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Demographics

Median Household Income

Adjusted to current dollars

January 2025

$75,860

Year-over-year change

+3%

Compared to $73,579 last year

Difference from state

+23%

Compared to $61,915 in Indiana

Export chart Export data Open chart Share chart Map it!

January 2025

$75,860

Year-over-year change

+3%

Compared to $73,579 last year

Difference from state

+23%

View source and notes...

Last update: Aug. 7, 2026, midnight Source: American Community Survey and Bureau of Labor Statistics Employment Cost Index Data notes: The most recent income measure from the American Community Survey is adjusted by two-year change in the Employment Cost Index to adjust to current dollars.

Market Momentum

Price

Median Monthly Payment

For median-priced home

July 2026

$2,636

Year-over-year change

-3%

Compared to $2,711 last year

Difference from state

+21%

Compared to $2,178 in Indiana

Export chart Export data Open chart Share chart Map it!

July 2026

$2,636

Year-over-year change

-3%

Compared to $2,711 last year

Difference from state

+21%

View source and notes...

Last update: Aug. 7, 2026, midnight Source: IAR Datawarehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Median Sale Price

3-Month Rolling Median

July 2026

$345,000

Year-over-year change

-1%

Compared to $350,000 last year

Difference from state

+21%

Compared to $285,000 in Indiana

Export chart Export data Open chart Share chart Map it!

July 2026

$345,000

Year-over-year change

-1%

Compared to $350,000 last year

Difference from state

+21%

View source and notes...

Last update: Aug. 7, 2026, midnight Source: IAR Data Warehouse Data notes: -

Sales

Closed Sales by Price

12-month rolling total

All properties, August 2026

2,340

-0%

Under $250K

536

-2%

At Least $250K

1,804

+0%

Export chart Export data Open chart Share chart Map it!

All properties, August 2026

2,340

-0%

Under $250K

536

-2%

At Least $250K

1,804

View source and notes...

Last update: Aug. 7, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None

Supply

New Listings by Price

12-month rolling total

All properties, August 2026

3,153

+4%

Under $250K

563

-9%

At Least $250K

2,590

+7%

Export chart Export data Open chart Share chart Map it!

All properties, August 2026

3,153

+4%

Under $250K

563

-9%

At Least $250K

2,590

View source and notes...

Last update: Aug. 7, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None

Inventory by Price

Average daily inventory in latest month

All properties, August 2026

491

-1%

Under $250K

81

-16%

At Least $250K

410

+3%

Export chart Export data Open chart Share chart Map it!

All properties, August 2026

491

-1%

Under $250K

81

-16%

At Least $250K

410

View source and notes...

Last update: Aug. 7, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None

Home price and typical payment compared to income

Quick Summary

Step 1: Pick charts

Step 2: Use your slide pack

Affordability

Payment as a Percent of Income

Based on 3-mo. median sale price

Affordable Listings

Pct. of listings in last 90 days affordable to household earning $75K

Demographics

Median Household Income

Adjusted to current dollars

Market Momentum

Price

Median Monthly Payment

For median-priced home

Median Sale Price

3-Month Rolling Median

Sales

Closed Sales by Price

12-month rolling total

Supply

New Listings by Price

12-month rolling total

Inventory by Price

Average daily inventory in latest month

Contact

Report an Issue or Submit an Idea