All Reports Housing Affordability Porter County • March 2026 • All

Housing Affordability

Home price and typical payment compared to income

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Housing AffordabilityPorter CountyMarch 2026

Affordability

Payment as a Percent of Income

Based on 3-mo. median sale price
March 2026
32.5%
Year-over-year change
+0%
Compared to 32.5% last year
Difference from state
-2%
Compared to 33.1% in Indiana
View source and notes...

Last update: April 7, 2026, 10:16 a.m. Source: IAR Data Warehouse / American Community Survey Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Affordable Listings

Pct. of listings in last 90 days affordable to household earning $75K
March 2026
23.4%
Year-over-year change
+18%
Compared to 19.7% last year
Difference from state
-44%
Compared to 41.8% in Indiana
View source and notes...

Last update: April 7, 2026, 10:07 a.m. Source: IAR Data Warehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Demographics

Median Household Income

Adjusted to current dollars
January 2025
$82,343
Year-over-year change
+4%
Compared to $78,865 last year
Difference from state
+18%
Compared to $69,976 in Indiana
View source and notes...

Last update: April 7, 2026, 10:16 a.m. Source: American Community Survey and Bureau of Labor Statistics Employment Cost Index Data notes: The most recent income measure from the American Community Survey is adjusted by two-year change in the Employment Cost Index to adjust to current dollars.

Market Momentum

Price

Median Monthly Payment

For median-priced home
March 2026
$2,228
Year-over-year change
+0%
Compared to $2,227 last year
Difference from state
+15%
Compared to $1,931 in Indiana
View source and notes...

Last update: April 7, 2026, 10:07 a.m. Source: IAR Datawarehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Median Sale Price

3-Month Rolling Median
March 2026
$300,000
Year-over-year change
+4%
Compared to $289,000 last year
Difference from state
+15%
Compared to $260,000 in Indiana
View source and notes...

Last update: April 7, 2026, 10:07 a.m. Source: IAR Data Warehouse Data notes: -

Sales

Closed Sales by Price

12-month rolling total
All properties, April 2026
1,981
+7%
Under $250K
533
-1%
At Least $250K
1,448
+10%
View source and notes...

Last update: April 7, 2026, 10:54 a.m. Source: IAR MLS Data Warehouse Data notes: None

Supply

New Listings by Price

12-month rolling total
All properties, April 2026
2,486
+6%
Under $250K
575
-0%
At Least $250K
1,912
+8%
View source and notes...

Last update: April 7, 2026, 10:54 a.m. Source: IAR MLS Data Warehouse Data notes: None

Inventory by Price

Average daily inventory in latest month
All properties, April 2026
397
-1%
Under $250K
72
+29%
At Least $250K
324
-6%
View source and notes...

Last update: April 7, 2026, 10:54 a.m. Source: IAR MLS Data Warehouse Data notes: None