Housing Affordability

Last update: Nov. 7, 2026, 8:53 a.m. Source: IAR Data Warehouse / American Community Survey Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average. Income is the Median Household Income series, including its projected years. Geography notes: New construction is now counted here, as it already was elsewhere in Indiana. Figures here are higher than previously published. All history has been rebuilt on the current method, so the trend is consistent throughout.

Last update: Nov. 7, 2026, 8:39 a.m. Source: IAR Data Warehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average. Geography notes: New construction is now counted here, as it already was elsewhere in Indiana. Figures here are higher than previously published. All history has been rebuilt on the current method, so the trend is consistent throughout.

Last update: Nov. 7, 2026, 8:53 a.m. Source: American Community Survey and Bureau of Labor Statistics Employment Cost Index Data notes: Median household income from the American Community Survey: 1-year estimate where available, 5-year otherwise; county groups are household-weighted. Each year is averaged with the prior year to smooth sampling noise. The latest two years are projections: the ACS figure from two years earlier grown by the two-year change in the BLS Employment Cost Index (December to December), replaced when that ACS year is published. Geography notes: New construction is now counted here, as it already was elsewhere in Indiana. Figures here are higher than previously published. All history has been rebuilt on the current method, so the trend is consistent throughout.

Last update: Nov. 7, 2026, 8:39 a.m. Source: IAR Datawarehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average. Geography notes: New construction is now counted here, as it already was elsewhere in Indiana. Figures here are higher than previously published. All history has been rebuilt on the current method, so the trend is consistent throughout.

Last update: Nov. 7, 2026, 8:39 a.m. Source: IAR Data Warehouse Data notes: - Geography notes: New construction is now counted here, as it already was elsewhere in Indiana. Figures here are higher than previously published. All history has been rebuilt on the current method, so the trend is consistent throughout.

Last update: Nov. 7, 2026, 9:42 a.m. Source: IAR MLS Data Warehouse Data notes: None Geography notes: New construction is now counted here, as it already was elsewhere in Indiana. Figures here are higher than previously published. All history has been rebuilt on the current method, so the trend is consistent throughout.

Last update: Nov. 7, 2026, 9:42 a.m. Source: IAR MLS Data Warehouse Data notes: None Geography notes: New construction is now counted here, as it already was elsewhere in Indiana. Figures here are higher than previously published. All history has been rebuilt on the current method, so the trend is consistent throughout.

Last update: Nov. 7, 2026, 9:42 a.m. Source: IAR MLS Data Warehouse Data notes: None Geography notes: New construction is now counted here, as it already was elsewhere in Indiana. Figures here are higher than previously published. All history has been rebuilt on the current method, so the trend is consistent throughout.