All Reports › Housing Affordability › Newton County • September 2026 • All Residential

Housing Affordability

Home price and typical payment compared to income

Summary

Generating summary...

Housing Affordability • Newton County • September 2026

Affordability

Payment as a Percent of Income

Based on 3-mo. median sale price
September 2026
29.1%
Year-over-year change
+12%
Compared to 25.9% last year
Difference from state
-32%
Compared to 42.7% in Indiana
View source and notes...

Last update: Oct. 7, 2026, 8:37 a.m. Source: IAR Data Warehouse / American Community Survey Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average. Geography notes: New construction, and listings handled by an MLS outside this county's association, are now counted here. Figures are higher than previously published. All history has been rebuilt on the current method, so the trend is consistent throughout.

Affordable Listings

Pct. of listings in last 90 days affordable to household earning $75K
September 2026
55.3%
Year-over-year change
-3%
Compared to 57.1% last year
Difference from state
+49%
Compared to 37.1% in Indiana
View source and notes...

Last update: Oct. 7, 2026, 7:29 a.m. Source: IAR Data Warehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average. Geography notes: New construction, and listings handled by an MLS outside this county's association, are now counted here. Figures are higher than previously published. All history has been rebuilt on the current method, so the trend is consistent throughout.

Demographics

Median Household Income

Adjusted to current dollars
January 2025
$74,145
Year-over-year change
+6%
Compared to $69,690 last year
Difference from state
+20%
Compared to $61,915 in Indiana
View source and notes...

Last update: Oct. 7, 2026, 8:37 a.m. Source: American Community Survey and Bureau of Labor Statistics Employment Cost Index Data notes: The most recent income measure from the American Community Survey is adjusted by two-year change in the Employment Cost Index to adjust to current dollars. Geography notes: New construction, and listings handled by an MLS outside this county's association, are now counted here. Figures are higher than previously published. All history has been rebuilt on the current method, so the trend is consistent throughout.

Market Momentum

Price

Median Monthly Payment

For median-priced home
September 2026
$1,798
Year-over-year change
+12%
Compared to $1,600 last year
Difference from state
-18%
Compared to $2,201 in Indiana
View source and notes...

Last update: Oct. 7, 2026, 7:29 a.m. Source: IAR Datawarehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average. Geography notes: New construction, and listings handled by an MLS outside this county's association, are now counted here. Figures are higher than previously published. All history has been rebuilt on the current method, so the trend is consistent throughout.

Median Sale Price

3-Month Rolling Median
September 2026
$229,500
Year-over-year change
+8%
Compared to $212,500 last year
Difference from state
-18%
Compared to $280,995 in Indiana
View source and notes...

Last update: Oct. 7, 2026, 7:29 a.m. Source: IAR Data Warehouse Data notes: - Geography notes: New construction, and listings handled by an MLS outside this county's association, are now counted here. Figures are higher than previously published. All history has been rebuilt on the current method, so the trend is consistent throughout.

Sales

Closed Sales by Price

12-month rolling total
All properties, October 2026
169
-6%
Under $250K
98
-14%
At Least $250K
72
+16%
View source and notes...

Last update: Oct. 7, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None Geography notes: New construction, and listings handled by an MLS outside this county's association, are now counted here. Figures are higher than previously published. All history has been rebuilt on the current method, so the trend is consistent throughout.

Supply

New Listings by Price

12-month rolling total
All properties, October 2026
222
-6%
Under $250K
125
-9%
At Least $250K
97
-1%
View source and notes...

Last update: Oct. 7, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None Geography notes: New construction, and listings handled by an MLS outside this county's association, are now counted here. Figures are higher than previously published. All history has been rebuilt on the current method, so the trend is consistent throughout.

Inventory by Price

Average daily inventory in latest month
All properties, October 2026
44
+0%
Under $250K
26
+37%
At Least $250K
18
-28%
View source and notes...

Last update: Oct. 7, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None Geography notes: New construction, and listings handled by an MLS outside this county's association, are now counted here. Figures are higher than previously published. All history has been rebuilt on the current method, so the trend is consistent throughout.