Housing Affordability

Affordability

Payment as a Percent of Income

Based on 3-mo. median sale price

July 2026

39.7%

Year-over-year change

-6%

Compared to 42.2% last year

Difference from state

-6%

Compared to 42.2% in Indiana

Export chart Export data Open chart Share chart Map it!

July 2026

39.7%

Year-over-year change

-6%

Compared to 42.2% last year

Difference from state

-6%

View source and notes...

Last update: Aug. 7, 2026, midnight Source: IAR Data Warehouse / American Community Survey Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Affordable Listings

Pct. of listings in last 90 days affordable to household earning $75K

July 2026

25.6%

Year-over-year change

+5%

Compared to 24.5% last year

Difference from state

-29%

Compared to 36.1% in Indiana

Export chart Export data Open chart Share chart Map it!

July 2026

25.6%

Year-over-year change

+5%

Compared to 24.5% last year

Difference from state

-29%

View source and notes...

Last update: Aug. 7, 2026, midnight Source: IAR Data Warehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Demographics

Median Household Income

Adjusted to current dollars

January 2025

$70,438

Year-over-year change

+2%

Compared to $68,739 last year

Difference from state

+14%

Compared to $61,915 in Indiana

Export chart Export data Open chart Share chart Map it!

January 2025

$70,438

Year-over-year change

+2%

Compared to $68,739 last year

Difference from state

+14%

View source and notes...

Last update: Aug. 7, 2026, midnight Source: American Community Survey and Bureau of Labor Statistics Employment Cost Index Data notes: The most recent income measure from the American Community Survey is adjusted by two-year change in the Employment Cost Index to adjust to current dollars.

Market Momentum

Price

Median Monthly Payment

For median-priced home

July 2026

$2,331

Year-over-year change

-6%

Compared to $2,479 last year

Difference from state

+7%

Compared to $2,178 in Indiana

Export chart Export data Open chart Share chart Map it!

July 2026

$2,331

Year-over-year change

-6%

Compared to $2,479 last year

Difference from state

+7%

View source and notes...

Last update: Aug. 7, 2026, midnight Source: IAR Datawarehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Median Sale Price

3-Month Rolling Median

July 2026

$305,000

Year-over-year change

-5%

Compared to $320,000 last year

Difference from state

+7%

Compared to $285,000 in Indiana

Export chart Export data Open chart Share chart Map it!

July 2026

$305,000

Year-over-year change

-5%

Compared to $320,000 last year

Difference from state

+7%

View source and notes...

Last update: Aug. 7, 2026, midnight Source: IAR Data Warehouse Data notes: -

Sales

Closed Sales by Price

12-month rolling total

All properties, August 2026

1,003

-6%

Under $250K

317

-4%

At Least $250K

686

-7%

Export chart Export data Open chart Share chart Map it!

All properties, August 2026

1,003

-6%

Under $250K

317

-4%

At Least $250K

686

View source and notes...

Last update: Aug. 7, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None

Supply

New Listings by Price

12-month rolling total

All properties, August 2026

1,189

-3%

Under $250K

346

+1%

At Least $250K

845

-4%

Export chart Export data Open chart Share chart Map it!

All properties, August 2026

1,189

-3%

Under $250K

346

+1%

At Least $250K

845

View source and notes...

Last update: Aug. 7, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None

Inventory by Price

Average daily inventory in latest month

All properties, August 2026

196

-7%

Under $250K

54

+14%

At Least $250K

142

-13%

Export chart Export data Open chart Share chart Map it!

All properties, August 2026

196

-7%

Under $250K

54

+14%

At Least $250K

142

View source and notes...

Last update: Aug. 7, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None

Home price and typical payment compared to income

Quick Summary

Step 1: Pick charts

Step 2: Use your slide pack

Affordability

Payment as a Percent of Income

Based on 3-mo. median sale price

Affordable Listings

Pct. of listings in last 90 days affordable to household earning $75K

Demographics

Median Household Income

Adjusted to current dollars

Market Momentum

Price

Median Monthly Payment

For median-priced home

Median Sale Price

3-Month Rolling Median

Sales

Closed Sales by Price

12-month rolling total

Supply

New Listings by Price

12-month rolling total

Inventory by Price

Average daily inventory in latest month

Contact

Report an Issue or Submit an Idea