All Reports › Housing Affordability › Marion County • September 2026 • All Residential

Housing Affordability

Home price and typical payment compared to income

Summary

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Housing Affordability • Marion County • September 2026

Affordability

Payment as a Percent of Income

Based on 3-mo. median sale price
September 2026
44.6%
Year-over-year change
+6%
Compared to 42.1% last year
Difference from state
+5%
Compared to 42.7% in Indiana
View source and notes...

Last update: Oct. 7, 2026, 8:37 a.m. Source: IAR Data Warehouse / American Community Survey Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Affordable Listings

Pct. of listings in last 90 days affordable to household earning $75K
September 2026
44.4%
Year-over-year change
-1%
Compared to 44.7% last year
Difference from state
+20%
Compared to 37.1% in Indiana
View source and notes...

Last update: Oct. 7, 2026, 7:29 a.m. Source: IAR Data Warehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Demographics

Median Household Income

Adjusted to current dollars
January 2025
$54,745
Year-over-year change
+6%
Compared to $51,447 last year
Difference from state
-12%
Compared to $61,915 in Indiana
View source and notes...

Last update: Oct. 7, 2026, 8:37 a.m. Source: American Community Survey and Bureau of Labor Statistics Employment Cost Index Data notes: The most recent income measure from the American Community Survey is adjusted by two-year change in the Employment Cost Index to adjust to current dollars.

Market Momentum

Price

Median Monthly Payment

For median-priced home
September 2026
$2,036
Year-over-year change
+6%
Compared to $1,919 last year
Difference from state
-8%
Compared to $2,201 in Indiana
View source and notes...

Last update: Oct. 7, 2026, 7:29 a.m. Source: IAR Datawarehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Median Sale Price

3-Month Rolling Median
September 2026
$259,900
Year-over-year change
+2%
Compared to $254,900 last year
Difference from state
-8%
Compared to $280,995 in Indiana
View source and notes...

Last update: Oct. 7, 2026, 7:29 a.m. Source: IAR Data Warehouse Data notes: -

Sales

Closed Sales by Price

12-month rolling total
All properties, October 2026
11,738
-2%
Under $250K
5,701
-4%
At Least $250K
6,037
+0%
View source and notes...

Last update: Oct. 7, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None

Supply

New Listings by Price

12-month rolling total
All properties, October 2026
15,723
+1%
Under $250K
7,303
+2%
At Least $250K
8,420
+1%
View source and notes...

Last update: Oct. 7, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None

Inventory by Price

Average daily inventory in latest month
All properties, October 2026
3,543
+18%
Under $250K
1,789
+21%
At Least $250K
1,754
+14%
View source and notes...

Last update: Oct. 7, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None