All Reports Housing Affordability Knox County • July 2026 • All Residential

Housing Affordability

Home price and typical payment compared to income

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Housing AffordabilityKnox CountyJuly 2026

Affordability

Payment as a Percent of Income

Based on 3-mo. median sale price
July 2026
21.7%
Year-over-year change
-10%
Compared to 24.1% last year
Difference from state
-49%
Compared to 42.2% in Indiana
View source and notes...

Last update: Aug. 7, 2026, midnight Source: IAR Data Warehouse / American Community Survey Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Affordable Listings

Pct. of listings in last 90 days affordable to household earning $75K
July 2026
72.7%
Year-over-year change
+7%
Compared to 67.8% last year
Difference from state
+101%
Compared to 36.1% in Indiana
View source and notes...

Last update: Aug. 7, 2026, midnight Source: IAR Data Warehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Demographics

Median Household Income

Adjusted to current dollars
January 2025
$63,625
Year-over-year change
-0%
Compared to $63,670 last year
Difference from state
+3%
Compared to $61,915 in Indiana
View source and notes...

Last update: Aug. 7, 2026, midnight Source: American Community Survey and Bureau of Labor Statistics Employment Cost Index Data notes: The most recent income measure from the American Community Survey is adjusted by two-year change in the Employment Cost Index to adjust to current dollars.

Market Momentum

Price

Median Monthly Payment

For median-priced home
July 2026
$1,148
Year-over-year change
-10%
Compared to $1,278 last year
Difference from state
-47%
Compared to $2,178 in Indiana
View source and notes...

Last update: Aug. 7, 2026, midnight Source: IAR Datawarehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Median Sale Price

3-Month Rolling Median
July 2026
$150,250
Year-over-year change
-9%
Compared to $165,000 last year
Difference from state
-47%
Compared to $285,000 in Indiana
View source and notes...

Last update: Aug. 7, 2026, midnight Source: IAR Data Warehouse Data notes: -

Sales

Closed Sales by Price

12-month rolling total
All properties, August 2026
328
-2%
Under $250K
252
-9%
At Least $250K
78
+32%
View source and notes...

Last update: Aug. 7, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None

Supply

New Listings by Price

12-month rolling total
All properties, August 2026
433
+9%
Under $250K
342
+14%
At Least $250K
92
-12%
View source and notes...

Last update: Aug. 7, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None

Inventory by Price

Average daily inventory in latest month
All properties, August 2026
93
-1%
Under $250K
70
+9%
At Least $250K
24
-21%
View source and notes...

Last update: Aug. 7, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None