Housing Affordability

Affordability

Payment as a Percent of Income

Based on 3-mo. median sale price

July 2026

38.7%

Year-over-year change

-4%

Compared to 40.1% last year

Difference from state

-8%

Compared to 42.2% in Indiana

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July 2026

38.7%

Year-over-year change

-4%

Compared to 40.1% last year

Difference from state

-8%

View source and notes...

Last update: Aug. 7, 2026, midnight Source: IAR Data Warehouse / American Community Survey Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Affordable Listings

Pct. of listings in last 90 days affordable to household earning $75K

July 2026

13.8%

Year-over-year change

+5%

Compared to 13.2% last year

Difference from state

-62%

Compared to 36.1% in Indiana

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July 2026

13.8%

Year-over-year change

+5%

Compared to 13.2% last year

Difference from state

-62%

View source and notes...

Last update: Aug. 7, 2026, midnight Source: IAR Data Warehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Demographics

Median Household Income

Adjusted to current dollars

January 2025

$78,444

Year-over-year change

+3%

Compared to $76,080 last year

Difference from state

+27%

Compared to $61,915 in Indiana

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January 2025

$78,444

Year-over-year change

+3%

Compared to $76,080 last year

Difference from state

+27%

View source and notes...

Last update: Aug. 7, 2026, midnight Source: American Community Survey and Bureau of Labor Statistics Employment Cost Index Data notes: The most recent income measure from the American Community Survey is adjusted by two-year change in the Employment Cost Index to adjust to current dollars.

Market Momentum

Price

Median Monthly Payment

For median-priced home

July 2026

$2,529

Year-over-year change

-4%

Compared to $2,621 last year

Difference from state

+16%

Compared to $2,178 in Indiana

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July 2026

$2,529

Year-over-year change

-4%

Compared to $2,621 last year

Difference from state

+16%

View source and notes...

Last update: Aug. 7, 2026, midnight Source: IAR Datawarehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Median Sale Price

3-Month Rolling Median

July 2026

$331,000

Year-over-year change

-2%

Compared to $338,350 last year

Difference from state

+16%

Compared to $285,000 in Indiana

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July 2026

$331,000

Year-over-year change

-2%

Compared to $338,350 last year

Difference from state

+16%

View source and notes...

Last update: Aug. 7, 2026, midnight Source: IAR Data Warehouse Data notes: -

Sales

Closed Sales by Price

12-month rolling total

All properties, August 2026

2,569

-4%

Under $250K

554

-5%

At Least $250K

2,015

-4%

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All properties, August 2026

2,569

-4%

Under $250K

554

-5%

At Least $250K

2,015

View source and notes...

Last update: Aug. 7, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None

Supply

New Listings by Price

12-month rolling total

All properties, August 2026

3,136

+1%

Under $250K

548

-3%

At Least $250K

2,588

+2%

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All properties, August 2026

3,136

+1%

Under $250K

548

-3%

At Least $250K

2,588

View source and notes...

Last update: Aug. 7, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None

Inventory by Price

Average daily inventory in latest month

All properties, August 2026

555

+11%

Under $250K

72

-15%

At Least $250K

482

+16%

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All properties, August 2026

555

+11%

Under $250K

72

-15%

At Least $250K

482

View source and notes...

Last update: Aug. 7, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None

Home price and typical payment compared to income

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Affordability

Payment as a Percent of Income

Based on 3-mo. median sale price

Affordable Listings

Pct. of listings in last 90 days affordable to household earning $75K

Demographics

Median Household Income

Adjusted to current dollars

Market Momentum

Price

Median Monthly Payment

For median-priced home

Median Sale Price

3-Month Rolling Median

Sales

Closed Sales by Price

12-month rolling total

Supply

New Listings by Price

12-month rolling total

Inventory by Price

Average daily inventory in latest month

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