All Reports Housing Affordability Jefferson County • June 2026 • All

Housing Affordability

Home price and typical payment compared to income

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Housing AffordabilityJefferson CountyJune 2026

Affordability

Payment as a Percent of Income

Based on 3-mo. median sale price
June 2026
38.7%
Year-over-year change
+9%
Compared to 35.5% last year
Difference from state
-6%
Compared to 41.4% in Indiana
View source and notes...

Last update: July 7, 2026, 4 a.m. Source: IAR Data Warehouse / American Community Survey Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Affordable Listings

Pct. of listings in last 90 days affordable to household earning $75K
June 2026
31.0%
Year-over-year change
-24%
Compared to 40.8% last year
Difference from state
-13%
Compared to 35.7% in Indiana
View source and notes...

Last update: July 7, 2026, 3:50 a.m. Source: IAR Data Warehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Demographics

Median Household Income

Adjusted to current dollars
January 2025
$64,840
Year-over-year change
+2%
Compared to $63,263 last year
Difference from state
+5%
Compared to $61,915 in Indiana
View source and notes...

Last update: July 7, 2026, 4 a.m. Source: American Community Survey and Bureau of Labor Statistics Employment Cost Index Data notes: The most recent income measure from the American Community Survey is adjusted by two-year change in the Employment Cost Index to adjust to current dollars.

Market Momentum

Price

Median Monthly Payment

For median-priced home
June 2026
$2,093
Year-over-year change
+9%
Compared to $1,920 last year
Difference from state
-2%
Compared to $2,135 in Indiana
View source and notes...

Last update: July 7, 2026, 3:50 a.m. Source: IAR Datawarehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Median Sale Price

3-Month Rolling Median
June 2026
$275,000
Year-over-year change
+12%
Compared to $246,000 last year
Difference from state
-2%
Compared to $280,585 in Indiana
View source and notes...

Last update: July 7, 2026, 3:50 a.m. Source: IAR Data Warehouse Data notes: -

Sales

Closed Sales by Price

12-month rolling total
All properties, July 2026
326
+7%
Under $250K
162
-8%
At Least $250K
164
+24%
View source and notes...

Last update: July 7, 2026, 4:38 a.m. Source: IAR MLS Data Warehouse Data notes: None

Supply

New Listings by Price

12-month rolling total
All properties, July 2026
458
+10%
Under $250K
190
-6%
At Least $250K
270
+27%
View source and notes...

Last update: July 7, 2026, 4:38 a.m. Source: IAR MLS Data Warehouse Data notes: None

Inventory by Price

Average daily inventory in latest month
All properties, July 2026
78
+26%
Under $250K
30
+15%
At Least $250K
48
+33%
View source and notes...

Last update: July 7, 2026, 4:38 a.m. Source: IAR MLS Data Warehouse Data notes: None