All Reports Housing Affordability Jefferson County • April 2026 • All

Housing Affordability

Home price and typical payment compared to income

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Housing AffordabilityJefferson CountyApril 2026

Affordability

Payment as a Percent of Income

Based on 3-mo. median sale price
April 2026
34.7%
Year-over-year change
+5%
Compared to 33.0% last year
Difference from state
-0%
Compared to 34.8% in Indiana
View source and notes...

Last update: May 7, 2026, 6:53 a.m. Source: IAR Data Warehouse / American Community Survey Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Affordable Listings

Pct. of listings in last 90 days affordable to household earning $75K
April 2026
40.6%
Year-over-year change
-8%
Compared to 44.0% last year
Difference from state
+4%
Compared to 39.2% in Indiana
View source and notes...

Last update: May 7, 2026, 6:44 a.m. Source: IAR Data Warehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Demographics

Median Household Income

Adjusted to current dollars
January 2025
$64,840
Year-over-year change
+2%
Compared to $63,263 last year
Difference from state
-7%
Compared to $69,976 in Indiana
View source and notes...

Last update: May 7, 2026, 6:53 a.m. Source: American Community Survey and Bureau of Labor Statistics Employment Cost Index Data notes: The most recent income measure from the American Community Survey is adjusted by two-year change in the Employment Cost Index to adjust to current dollars.

Market Momentum

Price

Median Monthly Payment

For median-priced home
April 2026
$1,876
Year-over-year change
+5%
Compared to $1,782 last year
Difference from state
-8%
Compared to $2,028 in Indiana
View source and notes...

Last update: May 7, 2026, 6:44 a.m. Source: IAR Datawarehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Median Sale Price

3-Month Rolling Median
April 2026
$249,500
Year-over-year change
+8%
Compared to $230,000 last year
Difference from state
-8%
Compared to $269,792 in Indiana
View source and notes...

Last update: May 7, 2026, 6:44 a.m. Source: IAR Data Warehouse Data notes: -

Sales

Closed Sales by Price

12-month rolling total
All properties, May 2026
325
+11%
Under $250K
167
-5%
At Least $250K
163
+38%
View source and notes...

Last update: May 7, 2026, 7:32 a.m. Source: IAR MLS Data Warehouse Data notes: None

Supply

New Listings by Price

12-month rolling total
All properties, May 2026
462
+12%
Under $250K
199
+0%
At Least $250K
263
+22%
View source and notes...

Last update: May 7, 2026, 7:32 a.m. Source: IAR MLS Data Warehouse Data notes: None

Inventory by Price

Average daily inventory in latest month
All properties, May 2026
72
+48%
Under $250K
24
+28%
At Least $250K
48
+60%
View source and notes...

Last update: May 7, 2026, 7:32 a.m. Source: IAR MLS Data Warehouse Data notes: None