All Reports › Housing Affordability › Jefferson County • February 2026 • All

Housing Affordability

Home price and typical payment compared to income

 Quick Summary

Generating summary...

Housing Affordability • Jefferson County • February 2026

Subscribe Use This Report
Print or PDF New report All reports

Affordability

Payment as a Percent of Income

Based on 3-mo. median sale price
February 2026
31.4%
Year-over-year change
-1%
Compared to 31.8% last year
Difference from state
-4%
Compared to 32.8% in Indiana
Export chart   Export data   Open chart   Share chart   Map it!  
February 2026
31.4%
Year-over-year change
-1%
Compared to 31.8% last year
Difference from state
-4%
View source and notes...

Last update: March 7, 2026, 4:23 a.m. Source: IAR Data Warehouse / American Community Survey Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Affordable Listings

Pct. of listings in last 90 days affordable to household earning $75K
February 2026
47.9%
Year-over-year change
-4%
Compared to 50.0% last year
Difference from state
+6%
Compared to 45.2% in Indiana
Export chart   Export data   Open chart   Share chart   Map it!  
February 2026
47.9%
Year-over-year change
-4%
Compared to 50.0% last year
Difference from state
+6%
View source and notes...

Last update: March 7, 2026, 4:11 a.m. Source: IAR Data Warehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Demographics

Median Household Income

Adjusted to current dollars
January 2025
$64,840
Year-over-year change
+2%
Compared to $63,263 last year
Difference from state
-7%
Compared to $69,976 in Indiana
Export chart   Export data   Open chart   Share chart   Map it!  
January 2025
$64,840
Year-over-year change
+2%
Compared to $63,263 last year
Difference from state
-7%
View source and notes...

Last update: March 7, 2026, 4:23 a.m. Source: American Community Survey and Bureau of Labor Statistics Employment Cost Index Data notes: The most recent income measure from the American Community Survey is adjusted by two-year change in the Employment Cost Index to adjust to current dollars.

Market Momentum

Price

Median Monthly Payment

For median-priced home
February 2026
$1,698
Year-over-year change
-1%
Compared to $1,720 last year
Difference from state
-11%
Compared to $1,911 in Indiana
Export chart   Export data   Open chart   Share chart   Map it!  
February 2026
$1,698
Year-over-year change
-1%
Compared to $1,720 last year
Difference from state
-11%
View source and notes...

Last update: March 7, 2026, 4:11 a.m. Source: IAR Datawarehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Median Sale Price

3-Month Rolling Median
February 2026
$231,000
Year-over-year change
+5%
Compared to $220,000 last year
Difference from state
-11%
Compared to $259,900 in Indiana
Export chart   Export data   Open chart   Share chart   Map it!  
February 2026
$231,000
Year-over-year change
+5%
Compared to $220,000 last year
Difference from state
-11%
View source and notes...

Last update: March 7, 2026, 4:11 a.m. Source: IAR Data Warehouse Data notes: -

Sales

Closed Sales by Price

12-month rolling total
All properties, March 2026
333
+17%
Under $250K
176
+1%
At Least $250K
157
+43%
Export chart   Export data   Open chart   Share chart   Map it!  
All properties, March 2026
333
+17%
Under $250K
176
+1%
At Least $250K
157
View source and notes...

Last update: March 7, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None

Supply

New Listings by Price

12-month rolling total
All properties, March 2026
460
+14%
Under $250K
210
+9%
At Least $250K
253
+19%
Export chart   Export data   Open chart   Share chart   Map it!  
All properties, March 2026
460
+14%
Under $250K
210
+9%
At Least $250K
253
View source and notes...

Last update: March 7, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None

Inventory by Price

Average daily inventory in latest month
All properties, March 2026
57
+41%
Under $250K
20
+31%
At Least $250K
37
+46%
Export chart   Export data   Open chart   Share chart   Map it!  
All properties, March 2026
57
+41%
Under $250K
20
+31%
At Least $250K
37
View source and notes...

Last update: March 7, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None

Contact

Indiana Association of REALTORS®
143 W Market St, Ste 100
Indianapolis, IN 46204
Phone: 1.800.284.0084

Report an Issue or Submit an Idea

Housing Hub Issue Tracker

Admin

Labs

Copyright © 2026 Indiana Association of REALTORS®