Housing Affordability

Affordability

Payment as a Percent of Income

Based on 3-mo. median sale price

July 2026

25.5%

Year-over-year change

-11%

Compared to 28.8% last year

Difference from state

-40%

Compared to 42.3% in Indiana

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July 2026

25.5%

Year-over-year change

-11%

Compared to 28.8% last year

Difference from state

-40%

View source and notes...

Last update: Aug. 7, 2026, 4:05 a.m. Source: IAR Data Warehouse / American Community Survey Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Affordable Listings

Pct. of listings in last 90 days affordable to household earning $75K

July 2026

55.0%

Year-over-year change

-13%

Compared to 63.6% last year

Difference from state

+51%

Compared to 36.4% in Indiana

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July 2026

55.0%

Year-over-year change

-13%

Compared to 63.6% last year

Difference from state

+51%

View source and notes...

Last update: Aug. 7, 2026, 3:56 a.m. Source: IAR Data Warehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Demographics

Median Household Income

Adjusted to current dollars

January 2025

$67,809

Year-over-year change

+3%

Compared to $65,554 last year

Difference from state

+10%

Compared to $61,915 in Indiana

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January 2025

$67,809

Year-over-year change

+3%

Compared to $65,554 last year

Difference from state

+10%

View source and notes...

Last update: Aug. 7, 2026, 4:05 a.m. Source: American Community Survey and Bureau of Labor Statistics Employment Cost Index Data notes: The most recent income measure from the American Community Survey is adjusted by two-year change in the Employment Cost Index to adjust to current dollars.

Market Momentum

Price

Median Monthly Payment

For median-priced home

July 2026

$1,440

Year-over-year change

-11%

Compared to $1,627 last year

Difference from state

-34%

Compared to $2,183 in Indiana

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July 2026

$1,440

Year-over-year change

-11%

Compared to $1,627 last year

Difference from state

-34%

View source and notes...

Last update: Aug. 7, 2026, 3:56 a.m. Source: IAR Datawarehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Median Sale Price

3-Month Rolling Median

July 2026

$188,450

Year-over-year change

-10%

Compared to $210,000 last year

Difference from state

-34%

Compared to $285,700 in Indiana

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July 2026

$188,450

Year-over-year change

-10%

Compared to $210,000 last year

Difference from state

-34%

View source and notes...

Last update: Aug. 7, 2026, 3:56 a.m. Source: IAR Data Warehouse Data notes: -

Sales

Closed Sales by Price

12-month rolling total

All properties, August 2026

420

+2%

Under $250K

280

+1%

At Least $250K

143

+7%

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All properties, August 2026

420

+2%

Under $250K

280

+1%

At Least $250K

143

View source and notes...

Last update: Aug. 7, 2026, 4:44 a.m. Source: IAR MLS Data Warehouse Data notes: None

Supply

New Listings by Price

12-month rolling total

All properties, August 2026

519

+10%

Under $250K

324

+6%

At Least $250K

196

+16%

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All properties, August 2026

519

+10%

Under $250K

324

+6%

At Least $250K

196

View source and notes...

Last update: Aug. 7, 2026, 4:44 a.m. Source: IAR MLS Data Warehouse Data notes: None

Inventory by Price

Average daily inventory in latest month

All properties, August 2026

77

+10%

Under $250K

37

-3%

At Least $250K

41

+25%

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All properties, August 2026

77

+10%

Under $250K

37

-3%

At Least $250K

41

View source and notes...

Last update: Aug. 7, 2026, 4:44 a.m. Source: IAR MLS Data Warehouse Data notes: None

Home price and typical payment compared to income

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Affordability

Payment as a Percent of Income

Based on 3-mo. median sale price

Affordable Listings

Pct. of listings in last 90 days affordable to household earning $75K

Demographics

Median Household Income

Adjusted to current dollars

Market Momentum

Price

Median Monthly Payment

For median-priced home

Median Sale Price

3-Month Rolling Median

Sales

Closed Sales by Price

12-month rolling total

Supply

New Listings by Price

12-month rolling total

Inventory by Price

Average daily inventory in latest month

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