Housing Affordability

Affordability

Payment as a Percent of Income

Based on 3-mo. median sale price

January 2026

33.3%

Year-over-year change

+0%

Compared to 33.2% last year

Difference from state

+1%

Compared to 32.9% in Indiana

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January 2026

33.3%

Year-over-year change

+0%

Compared to 33.2% last year

Difference from state

+1%

View source and notes...

Last update: Feb. 8, 2026, 3:44 p.m. Source: IAR Data Warehouse / American Community Survey Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Affordable Listings

Pct. of listings in last 90 days affordable to household earning $75K

January 2026

11.6%

Year-over-year change

+10%

Compared to 10.5% last year

Difference from state

-75%

Compared to 47.0% in Indiana

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January 2026

11.6%

Year-over-year change

+10%

Compared to 10.5% last year

Difference from state

-75%

View source and notes...

Last update: Feb. 8, 2026, 3:32 p.m. Source: IAR Data Warehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Demographics

Median Household Income

Adjusted to current dollars

January 2025

$91,737

Year-over-year change

+14%

Compared to $80,704 last year

Difference from state

+31%

Compared to $69,976 in Indiana

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January 2025

$91,737

Year-over-year change

+14%

Compared to $80,704 last year

Difference from state

+31%

View source and notes...

Last update: Feb. 8, 2026, 3:44 p.m. Source: American Community Survey and Bureau of Labor Statistics Employment Cost Index Data notes: The most recent income measure from the American Community Survey is adjusted by two-year change in the Employment Cost Index to adjust to current dollars.

Market Momentum

Price

Median Monthly Payment

For median-priced home

January 2026

$2,547

Year-over-year change

+0%

Compared to $2,541 last year

Difference from state

+33%

Compared to $1,920 in Indiana

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January 2026

$2,547

Year-over-year change

+0%

Compared to $2,541 last year

Difference from state

+33%

View source and notes...

Last update: Feb. 8, 2026, 3:32 p.m. Source: IAR Datawarehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Median Sale Price

3-Month Rolling Median

January 2026

$345,000

Year-over-year change

+7%

Compared to $322,000 last year

Difference from state

+33%

Compared to $260,000 in Indiana

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January 2026

$345,000

Year-over-year change

+7%

Compared to $322,000 last year

Difference from state

+33%

View source and notes...

Last update: Feb. 8, 2026, 3:32 p.m. Source: IAR Data Warehouse Data notes: -

Sales

Closed Sales by Price

12-month rolling total

All properties, February 2026

1,612

+14%

Under $250K

258

-7%

At Least $250K

1,354

+19%

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All properties, February 2026

1,612

+14%

Under $250K

258

-7%

At Least $250K

1,354

View source and notes...

Last update: Feb. 8, 2026, 4:28 p.m. Source: IAR MLS Data Warehouse Data notes: None

Supply

New Listings by Price

12-month rolling total

All properties, February 2026

1,941

+18%

Under $250K

260

-3%

At Least $250K

1,681

+22%

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All properties, February 2026

1,941

+18%

Under $250K

260

-3%

At Least $250K

1,681

View source and notes...

Last update: Feb. 8, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None

Inventory by Price

Average daily inventory in latest month

All properties, February 2026

337

+47%

Under $250K

33

+8%

At Least $250K

303

+53%

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All properties, February 2026

337

+47%

Under $250K

33

+8%

At Least $250K

303

View source and notes...

Last update: Feb. 8, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None

Home price and typical payment compared to income

Quick Summary

Affordability

Payment as a Percent of Income

Based on 3-mo. median sale price

Affordable Listings

Pct. of listings in last 90 days affordable to household earning $75K

Demographics

Median Household Income

Adjusted to current dollars

Market Momentum

Price

Median Monthly Payment

For median-priced home

Median Sale Price

3-Month Rolling Median

Sales

Closed Sales by Price

12-month rolling total

Supply

New Listings by Price

12-month rolling total

Inventory by Price

Average daily inventory in latest month

Contact

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