All Reports Housing Affordability Hamilton County • March 2026 • All

Housing Affordability

Home price and typical payment compared to income

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Housing AffordabilityHamilton CountyMarch 2026

Affordability

Payment as a Percent of Income

Based on 3-mo. median sale price
March 2026
32.7%
Year-over-year change
-0%
Compared to 32.7% last year
Difference from state
-1%
Compared to 33.1% in Indiana
View source and notes...

Last update: April 7, 2026, 10:16 a.m. Source: IAR Data Warehouse / American Community Survey Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Affordable Listings

Pct. of listings in last 90 days affordable to household earning $75K
March 2026
3.2%
Year-over-year change
+32%
Compared to 2.4% last year
Difference from state
-92%
Compared to 41.8% in Indiana
View source and notes...

Last update: April 7, 2026, 10:07 a.m. Source: IAR Data Warehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Demographics

Median Household Income

Adjusted to current dollars
January 2025
$120,061
Year-over-year change
+8%
Compared to $110,804 last year
Difference from state
+72%
Compared to $69,976 in Indiana
View source and notes...

Last update: April 7, 2026, 10:16 a.m. Source: American Community Survey and Bureau of Labor Statistics Employment Cost Index Data notes: The most recent income measure from the American Community Survey is adjusted by two-year change in the Employment Cost Index to adjust to current dollars.

Market Momentum

Price

Median Monthly Payment

For median-priced home
March 2026
$3,268
Year-over-year change
-0%
Compared to $3,275 last year
Difference from state
+69%
Compared to $1,931 in Indiana
View source and notes...

Last update: April 7, 2026, 10:07 a.m. Source: IAR Datawarehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Median Sale Price

3-Month Rolling Median
March 2026
$440,000
Year-over-year change
+4%
Compared to $425,000 last year
Difference from state
+69%
Compared to $260,000 in Indiana
View source and notes...

Last update: April 7, 2026, 10:07 a.m. Source: IAR Data Warehouse Data notes: -

Sales

Closed Sales by Price

12-month rolling total
All properties, April 2026
6,462
+4%
Under $250K
266
+4%
At Least $250K
6,197
+4%
View source and notes...

Last update: April 7, 2026, 10:54 a.m. Source: IAR MLS Data Warehouse Data notes: None

Supply

New Listings by Price

12-month rolling total
All properties, April 2026
7,251
+6%
Under $250K
242
-13%
At Least $250K
7,009
+7%
View source and notes...

Last update: April 7, 2026, 10:54 a.m. Source: IAR MLS Data Warehouse Data notes: None

Inventory by Price

Average daily inventory in latest month
All properties, April 2026
776
+13%
Under $250K
29
-26%
At Least $250K
746
+16%
View source and notes...

Last update: April 7, 2026, 10:54 a.m. Source: IAR MLS Data Warehouse Data notes: None