All Reports Housing Affordability Daviess County • August 2026 • All Residential

Housing Affordability

Home price and typical payment compared to income

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Housing AffordabilityDaviess CountyAugust 2026

Affordability

Payment as a Percent of Income

Based on 3-mo. median sale price
August 2026
28.0%
Year-over-year change
+9%
Compared to 25.6% last year
Difference from state
-34%
Compared to 42.6% in Indiana
View source and notes...

Last update: Sept. 8, 2026, 3:06 p.m. Source: IAR Data Warehouse / American Community Survey Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Affordable Listings

Pct. of listings in last 90 days affordable to household earning $75K
August 2026
61.8%
Year-over-year change
+33%
Compared to 46.3% last year
Difference from state
+68%
Compared to 36.9% in Indiana
View source and notes...

Last update: Sept. 8, 2026, 2:51 p.m. Source: IAR Data Warehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Demographics

Median Household Income

Adjusted to current dollars
January 2025
$74,108
Year-over-year change
+6%
Compared to $70,172 last year
Difference from state
+20%
Compared to $61,915 in Indiana
View source and notes...

Last update: Sept. 8, 2026, 3:06 p.m. Source: American Community Survey and Bureau of Labor Statistics Employment Cost Index Data notes: The most recent income measure from the American Community Survey is adjusted by two-year change in the Employment Cost Index to adjust to current dollars.

Market Momentum

Price

Median Monthly Payment

For median-priced home
August 2026
$1,728
Year-over-year change
+9%
Compared to $1,580 last year
Difference from state
-21%
Compared to $2,199 in Indiana
View source and notes...

Last update: Sept. 8, 2026, 2:51 p.m. Source: IAR Datawarehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Median Sale Price

3-Month Rolling Median
August 2026
$224,000
Year-over-year change
+9%
Compared to $206,000 last year
Difference from state
-21%
Compared to $285,000 in Indiana
View source and notes...

Last update: Sept. 8, 2026, 2:51 p.m. Source: IAR Data Warehouse Data notes: -

Sales

Closed Sales by Price

12-month rolling total
All properties, September 2026
223
-6%
Under $250K
144
-13%
At Least $250K
79
+5%
View source and notes...

Last update: Sept. 8, 2026, 10:33 p.m. Source: IAR MLS Data Warehouse Data notes: None

Supply

New Listings by Price

12-month rolling total
All properties, September 2026
299
-3%
Under $250K
186
+2%
At Least $250K
114
-10%
View source and notes...

Last update: Sept. 8, 2026, 10:33 p.m. Source: IAR MLS Data Warehouse Data notes: None

Inventory by Price

Average daily inventory in latest month
All properties, September 2026
56
-28%
Under $250K
36
+6%
At Least $250K
20
-54%
View source and notes...

Last update: Sept. 8, 2026, 10:33 p.m. Source: IAR MLS Data Warehouse Data notes: None