Housing Affordability

Affordability

Payment as a Percent of Income

Based on 3-mo. median sale price

July 2026

41.5%

Year-over-year change

-1%

Compared to 42.0% last year

Difference from state

-2%

Compared to 42.3% in Indiana

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July 2026

41.5%

Year-over-year change

-1%

Compared to 42.0% last year

Difference from state

-2%

View source and notes...

Last update: Aug. 7, 2026, 4:05 a.m. Source: IAR Data Warehouse / American Community Survey Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Affordable Listings

Pct. of listings in last 90 days affordable to household earning $75K

July 2026

25.3%

Year-over-year change

-13%

Compared to 29.1% last year

Difference from state

-30%

Compared to 36.4% in Indiana

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July 2026

25.3%

Year-over-year change

-13%

Compared to 29.1% last year

Difference from state

-30%

View source and notes...

Last update: Aug. 7, 2026, 3:56 a.m. Source: IAR Data Warehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Demographics

Median Household Income

Adjusted to current dollars

January 2025

$61,848

Year-over-year change

+5%

Compared to $59,174 last year

Difference from state

-0%

Compared to $61,915 in Indiana

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January 2025

$61,848

Year-over-year change

+5%

Compared to $59,174 last year

Difference from state

-0%

View source and notes...

Last update: Aug. 7, 2026, 4:05 a.m. Source: American Community Survey and Bureau of Labor Statistics Employment Cost Index Data notes: The most recent income measure from the American Community Survey is adjusted by two-year change in the Employment Cost Index to adjust to current dollars.

Market Momentum

Price

Median Monthly Payment

For median-priced home

July 2026

$2,139

Year-over-year change

-1%

Compared to $2,165 last year

Difference from state

-2%

Compared to $2,183 in Indiana

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July 2026

$2,139

Year-over-year change

-1%

Compared to $2,165 last year

Difference from state

-2%

View source and notes...

Last update: Aug. 7, 2026, 3:56 a.m. Source: IAR Datawarehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Median Sale Price

3-Month Rolling Median

July 2026

$279,950

Year-over-year change

+0%

Compared to $279,450 last year

Difference from state

-2%

Compared to $285,700 in Indiana

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July 2026

$279,950

Year-over-year change

+0%

Compared to $279,450 last year

Difference from state

-2%

View source and notes...

Last update: Aug. 7, 2026, 3:56 a.m. Source: IAR Data Warehouse Data notes: -

Sales

Closed Sales by Price

12-month rolling total

All properties, August 2026

2,081

+2%

Under $250K

794

-6%

At Least $250K

1,290

+8%

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All properties, August 2026

2,081

+2%

Under $250K

794

-6%

At Least $250K

1,290

View source and notes...

Last update: Aug. 7, 2026, 4:44 a.m. Source: IAR MLS Data Warehouse Data notes: None

Supply

New Listings by Price

12-month rolling total

All properties, August 2026

3,229

+14%

Under $250K

994

+6%

At Least $250K

2,235

+18%

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All properties, August 2026

3,229

+14%

Under $250K

994

+6%

At Least $250K

2,235

View source and notes...

Last update: Aug. 7, 2026, 4:44 a.m. Source: IAR MLS Data Warehouse Data notes: None

Inventory by Price

Average daily inventory in latest month

All properties, August 2026

468

+13%

Under $250K

111

-7%

At Least $250K

357

+21%

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All properties, August 2026

468

+13%

Under $250K

111

-7%

At Least $250K

357

View source and notes...

Last update: Aug. 7, 2026, 4:44 a.m. Source: IAR MLS Data Warehouse Data notes: None

Home price and typical payment compared to income

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Affordability

Payment as a Percent of Income

Based on 3-mo. median sale price

Affordable Listings

Pct. of listings in last 90 days affordable to household earning $75K

Demographics

Median Household Income

Adjusted to current dollars

Market Momentum

Price

Median Monthly Payment

For median-priced home

Median Sale Price

3-Month Rolling Median

Sales

Closed Sales by Price

12-month rolling total

Supply

New Listings by Price

12-month rolling total

Inventory by Price

Average daily inventory in latest month

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