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Housing Affordability

Home price and typical payment compared to income

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Housing Affordability • Clark County • February 2026

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Affordability

Payment as a Percent of Income

Based on 3-mo. median sale price
February 2026
32.8%
Year-over-year change
-1%
Compared to 33.2% last year
Difference from state
+0%
Compared to 32.8% in Indiana
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February 2026
32.8%
Year-over-year change
-1%
Compared to 33.2% last year
Difference from state
+0%
View source and notes...

Last update: March 7, 2026, 4:23 a.m. Source: IAR Data Warehouse / American Community Survey Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Affordable Listings

Pct. of listings in last 90 days affordable to household earning $75K
February 2026
35.7%
Year-over-year change
+22%
Compared to 29.2% last year
Difference from state
-21%
Compared to 45.2% in Indiana
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February 2026
35.7%
Year-over-year change
+22%
Compared to 29.2% last year
Difference from state
-21%
View source and notes...

Last update: March 7, 2026, 4:11 a.m. Source: IAR Data Warehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Demographics

Median Household Income

Adjusted to current dollars
January 2025
$71,337
Year-over-year change
+12%
Compared to $63,741 last year
Difference from state
+2%
Compared to $69,976 in Indiana
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January 2025
$71,337
Year-over-year change
+12%
Compared to $63,741 last year
Difference from state
+2%
View source and notes...

Last update: March 7, 2026, 4:23 a.m. Source: American Community Survey and Bureau of Labor Statistics Employment Cost Index Data notes: The most recent income measure from the American Community Survey is adjusted by two-year change in the Employment Cost Index to adjust to current dollars.

Market Momentum

Price

Median Monthly Payment

For median-priced home
February 2026
$1,948
Year-over-year change
-1%
Compared to $1,974 last year
Difference from state
+2%
Compared to $1,911 in Indiana
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February 2026
$1,948
Year-over-year change
-1%
Compared to $1,974 last year
Difference from state
+2%
View source and notes...

Last update: March 7, 2026, 4:11 a.m. Source: IAR Datawarehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Median Sale Price

3-Month Rolling Median
February 2026
$265,000
Year-over-year change
+5%
Compared to $252,400 last year
Difference from state
+2%
Compared to $259,900 in Indiana
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February 2026
$265,000
Year-over-year change
+5%
Compared to $252,400 last year
Difference from state
+2%
View source and notes...

Last update: March 7, 2026, 4:11 a.m. Source: IAR Data Warehouse Data notes: -

Sales

Closed Sales by Price

12-month rolling total
All properties, March 2026
1,985
+0%
Under $250K
747
-13%
At Least $250K
1,238
+10%
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All properties, March 2026
1,985
+0%
Under $250K
747
-13%
At Least $250K
1,238
View source and notes...

Last update: March 7, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None

Supply

New Listings by Price

12-month rolling total
All properties, March 2026
3,055
+9%
Under $250K
980
-3%
At Least $250K
2,075
+15%
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All properties, March 2026
3,055
+9%
Under $250K
980
-3%
At Least $250K
2,075
View source and notes...

Last update: March 7, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None

Inventory by Price

Average daily inventory in latest month
All properties, March 2026
307
+31%
Under $250K
82
+78%
At Least $250K
225
+19%
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All properties, March 2026
307
+31%
Under $250K
82
+78%
At Least $250K
225
View source and notes...

Last update: March 7, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None

Contact

Indiana Association of REALTORS®
143 W Market St, Ste 100
Indianapolis, IN 46204
Phone: 1.800.284.0084

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