All Reports › Housing Affordability › Clark County • September 2026 • All Residential

Housing Affordability

Home price and typical payment compared to income

Summary

Generating summary...

Housing Affordability • Clark County • September 2026

Subscribe Use This Report
Print or PDF New report All reports

Affordability

Payment as a Percent of Income

Based on 3-mo. median sale price
September 2026
42.3%
Year-over-year change
+4%
Compared to 40.7% last year
Difference from state
-1%
Compared to 42.7% in Indiana
Export chart   Export data   Open chart   Share chart   Map it!  
September 2026
42.3%
Year-over-year change
+4%
Compared to 40.7% last year
Difference from state
-1%
View source and notes...

Last update: Oct. 7, 2026, 8:37 a.m. Source: IAR Data Warehouse / American Community Survey Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Affordable Listings

Pct. of listings in last 90 days affordable to household earning $75K
September 2026
23.1%
Year-over-year change
-20%
Compared to 28.8% last year
Difference from state
-38%
Compared to 37.1% in Indiana
Export chart   Export data   Open chart   Share chart   Map it!  
September 2026
23.1%
Year-over-year change
-20%
Compared to 28.8% last year
Difference from state
-38%
View source and notes...

Last update: Oct. 7, 2026, 7:29 a.m. Source: IAR Data Warehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Demographics

Median Household Income

Adjusted to current dollars
January 2025
$61,848
Year-over-year change
+5%
Compared to $59,174 last year
Difference from state
-0%
Compared to $61,915 in Indiana
Export chart   Export data   Open chart   Share chart   Map it!  
January 2025
$61,848
Year-over-year change
+5%
Compared to $59,174 last year
Difference from state
-0%
View source and notes...

Last update: Oct. 7, 2026, 8:37 a.m. Source: American Community Survey and Bureau of Labor Statistics Employment Cost Index Data notes: The most recent income measure from the American Community Survey is adjusted by two-year change in the Employment Cost Index to adjust to current dollars.

Market Momentum

Price

Median Monthly Payment

For median-priced home
September 2026
$2,181
Year-over-year change
+4%
Compared to $2,096 last year
Difference from state
-1%
Compared to $2,201 in Indiana
Export chart   Export data   Open chart   Share chart   Map it!  
September 2026
$2,181
Year-over-year change
+4%
Compared to $2,096 last year
Difference from state
-1%
View source and notes...

Last update: Oct. 7, 2026, 7:29 a.m. Source: IAR Datawarehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Median Sale Price

3-Month Rolling Median
September 2026
$278,495
Year-over-year change
+0%
Compared to $278,400 last year
Difference from state
-1%
Compared to $280,995 in Indiana
Export chart   Export data   Open chart   Share chart   Map it!  
September 2026
$278,495
Year-over-year change
+0%
Compared to $278,400 last year
Difference from state
-1%
View source and notes...

Last update: Oct. 7, 2026, 7:29 a.m. Source: IAR Data Warehouse Data notes: -

Sales

Closed Sales by Price

12-month rolling total
All properties, October 2026
2,151
+9%
Under $250K
787
-0%
At Least $250K
1,364
+15%
Export chart   Export data   Open chart   Share chart   Map it!  
All properties, October 2026
2,151
+9%
Under $250K
787
-0%
At Least $250K
1,364
View source and notes...

Last update: Oct. 7, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None

Supply

New Listings by Price

12-month rolling total
All properties, October 2026
3,346
+14%
Under $250K
994
+5%
At Least $250K
2,352
+18%
Export chart   Export data   Open chart   Share chart   Map it!  
All properties, October 2026
3,346
+14%
Under $250K
994
+5%
At Least $250K
2,352
View source and notes...

Last update: Oct. 7, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None

Inventory by Price

Average daily inventory in latest month
All properties, October 2026
651
+31%
Under $250K
153
-0%
At Least $250K
499
+44%
Export chart   Export data   Open chart   Share chart   Map it!  
All properties, October 2026
651
+31%
Under $250K
153
-0%
At Least $250K
499
View source and notes...

Last update: Oct. 7, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None

More for Clark County All metrics

Inventory In Monthly Market Report New Listings In Monthly Market Report Closed Sales by Construction In Detailed Market Overview Closed Sales by Property Type In Detailed Market Overview

Housing Affordability nearby

Floyd County Jefferson County Washington County

Contact

Indiana Association of REALTORS®
143 W Market St, Ste 100
Indianapolis, IN 46204
Phone: 1.800.284.0084

Report an Issue or Submit an Idea

Housing Hub Issue Tracker

Admin

Labs

Copyright © 2026 Indiana Association of REALTORS®