Housing Affordability

Affordability

Payment as a Percent of Income

Based on 3-mo. median sale price

July 2026

41.8%

Year-over-year change

-5%

Compared to 43.7% last year

Difference from state

-1%

Compared to 42.2% in Indiana

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July 2026

41.8%

Year-over-year change

-5%

Compared to 43.7% last year

Difference from state

-1%

View source and notes...

Last update: Aug. 7, 2026, midnight Source: IAR Data Warehouse / American Community Survey Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Affordable Listings

Pct. of listings in last 90 days affordable to household earning $75K

July 2026

4.9%

Year-over-year change

-33%

Compared to 7.4% last year

Difference from state

-86%

Compared to 36.1% in Indiana

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July 2026

4.9%

Year-over-year change

-33%

Compared to 7.4% last year

Difference from state

-86%

View source and notes...

Last update: Aug. 7, 2026, midnight Source: IAR Data Warehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Demographics

Median Household Income

Adjusted to current dollars

January 2025

$91,394

Year-over-year change

+2%

Compared to $89,573 last year

Difference from state

+48%

Compared to $61,915 in Indiana

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January 2025

$91,394

Year-over-year change

+2%

Compared to $89,573 last year

Difference from state

+48%

View source and notes...

Last update: Aug. 7, 2026, midnight Source: American Community Survey and Bureau of Labor Statistics Employment Cost Index Data notes: The most recent income measure from the American Community Survey is adjusted by two-year change in the Employment Cost Index to adjust to current dollars.

Market Momentum

Price

Median Monthly Payment

For median-priced home

July 2026

$3,181

Year-over-year change

-5%

Compared to $3,331 last year

Difference from state

+46%

Compared to $2,178 in Indiana

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July 2026

$3,181

Year-over-year change

-5%

Compared to $3,331 last year

Difference from state

+46%

View source and notes...

Last update: Aug. 7, 2026, midnight Source: IAR Datawarehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Median Sale Price

3-Month Rolling Median

July 2026

$416,300

Year-over-year change

-3%

Compared to $430,000 last year

Difference from state

+46%

Compared to $285,000 in Indiana

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July 2026

$416,300

Year-over-year change

-3%

Compared to $430,000 last year

Difference from state

+46%

View source and notes...

Last update: Aug. 7, 2026, midnight Source: IAR Data Warehouse Data notes: -

Sales

Closed Sales by Price

12-month rolling total

All properties, August 2026

1,417

+14%

Under $250K

134

+5%

At Least $250K

1,283

+15%

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All properties, August 2026

1,417

+14%

Under $250K

134

+5%

At Least $250K

1,283

View source and notes...

Last update: Aug. 7, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None

Supply

New Listings by Price

12-month rolling total

All properties, August 2026

1,584

+12%

Under $250K

125

+0%

At Least $250K

1,459

+13%

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All properties, August 2026

1,584

+12%

Under $250K

125

+0%

At Least $250K

1,459

View source and notes...

Last update: Aug. 7, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None

Inventory by Price

Average daily inventory in latest month

All properties, August 2026

259

+12%

Under $250K

11

+1%

At Least $250K

248

+12%

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All properties, August 2026

259

+12%

Under $250K

11

+1%

At Least $250K

248

View source and notes...

Last update: Aug. 7, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None

Home price and typical payment compared to income

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Affordability

Payment as a Percent of Income

Based on 3-mo. median sale price

Affordable Listings

Pct. of listings in last 90 days affordable to household earning $75K

Demographics

Median Household Income

Adjusted to current dollars

Market Momentum

Price

Median Monthly Payment

For median-priced home

Median Sale Price

3-Month Rolling Median

Sales

Closed Sales by Price

12-month rolling total

Supply

New Listings by Price

12-month rolling total

Inventory by Price

Average daily inventory in latest month

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