All Reports Housing Affordability Benton County • June 2026 • All

Housing Affordability

Home price and typical payment compared to income

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Housing AffordabilityBenton CountyJune 2026

Affordability

Payment as a Percent of Income

Based on 3-mo. median sale price
June 2026
28.5%
Year-over-year change
-9%
Compared to 31.2% last year
Difference from state
-31%
Compared to 41.4% in Indiana
View source and notes...

Last update: July 7, 2026, 4 a.m. Source: IAR Data Warehouse / American Community Survey Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Affordable Listings

Pct. of listings in last 90 days affordable to household earning $75K
June 2026
69.4%
Year-over-year change
+0%
Compared to 69.4% last year
Difference from state
+94%
Compared to 35.7% in Indiana
View source and notes...

Last update: July 7, 2026, 3:50 a.m. Source: IAR Data Warehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Demographics

Median Household Income

Adjusted to current dollars
January 2025
$66,812
Year-over-year change
+4%
Compared to $64,160 last year
Difference from state
+8%
Compared to $61,915 in Indiana
View source and notes...

Last update: July 7, 2026, 4 a.m. Source: American Community Survey and Bureau of Labor Statistics Employment Cost Index Data notes: The most recent income measure from the American Community Survey is adjusted by two-year change in the Employment Cost Index to adjust to current dollars.

Market Momentum

Price

Median Monthly Payment

For median-priced home
June 2026
$1,584
Year-over-year change
-9%
Compared to $1,737 last year
Difference from state
-26%
Compared to $2,135 in Indiana
View source and notes...

Last update: July 7, 2026, 3:50 a.m. Source: IAR Datawarehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Median Sale Price

3-Month Rolling Median
June 2026
$208,200
Year-over-year change
-6%
Compared to $222,500 last year
Difference from state
-26%
Compared to $280,585 in Indiana
View source and notes...

Last update: July 7, 2026, 3:50 a.m. Source: IAR Data Warehouse Data notes: -

Sales

Closed Sales by Price

12-month rolling total
All properties, June 2026
112
-4%
Under $250K
81
-13%
At Least $250K
33
+83%
View source and notes...

Last update: July 7, 2026, 4:38 a.m. Source: IAR MLS Data Warehouse Data notes: None

Supply

New Listings by Price

12-month rolling total
All properties, July 2026
154
-4%
Under $250K
99
-1%
At Least $250K
58
-3%
View source and notes...

Last update: July 7, 2026, 4:38 a.m. Source: IAR MLS Data Warehouse Data notes: None

Inventory by Price

Average daily inventory in latest month
All properties, July 2026
46
+27%
Under $250K
28
+46%
At Least $250K
18
+6%
View source and notes...

Last update: July 7, 2026, 4:38 a.m. Source: IAR MLS Data Warehouse Data notes: None