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Housing Affordability

Home price and typical payment compared to income

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Housing Affordability • Allen County • March 2026

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Affordability

Payment as a Percent of Income

Based on 3-mo. median sale price
March 2026
34.5%
Year-over-year change
+1%
Compared to 34.3% last year
Difference from state
+4%
Compared to 33.1% in Indiana
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March 2026
34.5%
Year-over-year change
+1%
Compared to 34.3% last year
Difference from state
+4%
View source and notes...

Last update: April 7, 2026, 10:16 a.m. Source: IAR Data Warehouse / American Community Survey Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Affordable Listings

Pct. of listings in last 90 days affordable to household earning $75K
March 2026
41.8%
Year-over-year change
+7%
Compared to 39.2% last year
Difference from state
+0%
Compared to 41.8% in Indiana
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March 2026
41.8%
Year-over-year change
+7%
Compared to 39.2% last year
Difference from state
+0%
View source and notes...

Last update: April 7, 2026, 10:07 a.m. Source: IAR Data Warehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Demographics

Median Household Income

Adjusted to current dollars
January 2025
$67,458
Year-over-year change
+8%
Compared to $62,494 last year
Difference from state
-4%
Compared to $69,976 in Indiana
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January 2025
$67,458
Year-over-year change
+8%
Compared to $62,494 last year
Difference from state
-4%
View source and notes...

Last update: April 7, 2026, 10:16 a.m. Source: American Community Survey and Bureau of Labor Statistics Employment Cost Index Data notes: The most recent income measure from the American Community Survey is adjusted by two-year change in the Employment Cost Index to adjust to current dollars.

Market Momentum

Price

Median Monthly Payment

For median-priced home
March 2026
$1,938
Year-over-year change
+1%
Compared to $1,926 last year
Difference from state
+0%
Compared to $1,931 in Indiana
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March 2026
$1,938
Year-over-year change
+1%
Compared to $1,926 last year
Difference from state
+0%
View source and notes...

Last update: April 7, 2026, 10:07 a.m. Source: IAR Datawarehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Median Sale Price

3-Month Rolling Median
March 2026
$261,000
Year-over-year change
+4%
Compared to $250,000 last year
Difference from state
+0%
Compared to $260,000 in Indiana
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March 2026
$261,000
Year-over-year change
+4%
Compared to $250,000 last year
Difference from state
+0%
View source and notes...

Last update: April 7, 2026, 10:07 a.m. Source: IAR Data Warehouse Data notes: -

Sales

Closed Sales by Price

12-month rolling total
All properties, April 2026
5,147
+3%
Under $250K
2,311
-2%
At Least $250K
2,836
+7%
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All properties, April 2026
5,147
+3%
Under $250K
2,311
-2%
At Least $250K
2,836
View source and notes...

Last update: April 7, 2026, 10:54 a.m. Source: IAR MLS Data Warehouse Data notes: None

Supply

New Listings by Price

12-month rolling total
All properties, April 2026
6,643
+4%
Under $250K
2,821
+0%
At Least $250K
3,836
+8%
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All properties, April 2026
6,643
+4%
Under $250K
2,821
+0%
At Least $250K
3,836
View source and notes...

Last update: April 7, 2026, 10:54 a.m. Source: IAR MLS Data Warehouse Data notes: None

Inventory by Price

Average daily inventory in latest month
All properties, April 2026
708
-3%
Under $250K
236
+12%
At Least $250K
472
-9%
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All properties, April 2026
708
-3%
Under $250K
236
+12%
At Least $250K
472
View source and notes...

Last update: April 7, 2026, 10:54 a.m. Source: IAR MLS Data Warehouse Data notes: None

Contact

Indiana Association of REALTORS®
143 W Market St, Ste 100
Indianapolis, IN 46204
Phone: 1.800.284.0084

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