Housing Affordability

Affordability

Payment as a Percent of Income

Based on 3-mo. median sale price

September 2026

35.3%

Year-over-year change

+12%

Compared to 31.4% last year

Difference from state

-17%

Compared to 42.7% in Indiana

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September 2026

35.3%

Year-over-year change

+12%

Compared to 31.4% last year

Difference from state

-17%

View source and notes...

Last update: Oct. 7, 2026, 8:37 a.m. Source: IAR Data Warehouse / American Community Survey Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average. Fort Wayne Region (8 counties) includes Adams County, Allen County, DeKalb County, Huntington County, Jay County, Noble County, Wells County, Whitley County.

Affordable Listings

Pct. of listings in last 90 days affordable to household earning $75K

September 2026

38.9%

Year-over-year change

-13%

Compared to 44.6% last year

Difference from state

+5%

Compared to 37.1% in Indiana

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September 2026

38.9%

Year-over-year change

-13%

Compared to 44.6% last year

Difference from state

+5%

View source and notes...

Last update: Oct. 7, 2026, 7:29 a.m. Source: IAR Data Warehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average. Fort Wayne Region (8 counties) includes Adams County, Allen County, DeKalb County, Huntington County, Jay County, Noble County, Wells County, Whitley County.

Demographics

Median Household Income

Adjusted to current dollars

January 2025

$71,907

Year-over-year change

+1%

Compared to $71,101 last year

Difference from state

+16%

Compared to $61,915 in Indiana

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January 2025

$71,907

Year-over-year change

+1%

Compared to $71,101 last year

Difference from state

+16%

View source and notes...

Last update: Oct. 7, 2026, 8:37 a.m. Source: American Community Survey and Bureau of Labor Statistics Employment Cost Index Data notes: The most recent income measure from the American Community Survey is adjusted by two-year change in the Employment Cost Index to adjust to current dollars. Fort Wayne Region (8 counties) includes Adams County, Allen County, DeKalb County, Huntington County, Jay County, Noble County, Wells County, Whitley County.

Market Momentum

Price

Median Monthly Payment

For median-priced home

September 2026

$2,115

Year-over-year change

+12%

Compared to $1,882 last year

Difference from state

-4%

Compared to $2,201 in Indiana

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September 2026

$2,115

Year-over-year change

+12%

Compared to $1,882 last year

Difference from state

-4%

View source and notes...

Last update: Oct. 7, 2026, 7:29 a.m. Source: IAR Datawarehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average. Fort Wayne Region (8 counties) includes Adams County, Allen County, DeKalb County, Huntington County, Jay County, Noble County, Wells County, Whitley County.

Median Sale Price

3-Month Rolling Median

September 2026

$270,000

Year-over-year change

+8%

Compared to $250,000 last year

Difference from state

-4%

Compared to $280,995 in Indiana

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September 2026

$270,000

Year-over-year change

+8%

Compared to $250,000 last year

Difference from state

-4%

View source and notes...

Last update: Oct. 7, 2026, 7:29 a.m. Source: IAR Data Warehouse Data notes: - Fort Wayne Region (8 counties) includes Adams County, Allen County, DeKalb County, Huntington County, Jay County, Noble County, Wells County, Whitley County.

Sales

Closed Sales by Price

12-month rolling total

All properties, September 2026

7,833

+2%

Under $250K

3,661

-7%

At Least $250K

4,172

+12%

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All properties, September 2026

7,833

+2%

Under $250K

3,661

-7%

At Least $250K

4,172

View source and notes...

Last update: Oct. 7, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None Fort Wayne Region (8 counties) includes Adams County, Allen County, DeKalb County, Huntington County, Jay County, Noble County, Wells County, Whitley County.

Supply

New Listings by Price

12-month rolling total

All properties, September 2026

9,457

-2%

Under $250K

4,209

-9%

At Least $250K

5,248

+4%

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All properties, September 2026

9,457

-2%

Under $250K

4,209

-9%

At Least $250K

5,248

View source and notes...

Last update: Oct. 7, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None Fort Wayne Region (8 counties) includes Adams County, Allen County, DeKalb County, Huntington County, Jay County, Noble County, Wells County, Whitley County.

Inventory by Price

Average daily inventory in latest month

All properties, September 2026

1,441

-7%

Under $250K

560

-9%

At Least $250K

880

-6%

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All properties, September 2026

1,441

-7%

Under $250K

560

-9%

At Least $250K

880

View source and notes...

Last update: Oct. 7, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None Fort Wayne Region (8 counties) includes Adams County, Allen County, DeKalb County, Huntington County, Jay County, Noble County, Wells County, Whitley County.

Home price and typical payment compared to income

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Affordability

Payment as a Percent of Income

Based on 3-mo. median sale price

Affordable Listings

Pct. of listings in last 90 days affordable to household earning $75K

Demographics

Median Household Income

Adjusted to current dollars

Market Momentum

Price

Median Monthly Payment

For median-priced home

Median Sale Price

3-Month Rolling Median

Sales

Closed Sales by Price

12-month rolling total

Supply

New Listings by Price

12-month rolling total

Inventory by Price

Average daily inventory in latest month

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