All Reports Housing Affordability NIRA • August 2026 • All Residential

Housing Affordability

Home price and typical payment compared to income

 Quick Summary

Generating summary...

Housing AffordabilityNIRAAugust 2026

Affordability

Payment as a Percent of Income

Based on 3-mo. median sale price
August 2026
37.4%
Year-over-year change
+6%
Compared to 35.3% last year
Difference from state
-12%
Compared to 42.6% in Indiana
View source and notes...

Last update: Sept. 8, 2026, 3:06 p.m. Source: IAR Data Warehouse / American Community Survey Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average. NIRA includes Jasper County, Lake County, LaPorte County, Newton County, Porter County, Pulaski County, Starke County.

Affordable Listings

Pct. of listings in last 90 days affordable to household earning $75K
August 2026
29.1%
Year-over-year change
-15%
Compared to 34.3% last year
Difference from state
-21%
Compared to 36.9% in Indiana
View source and notes...

Last update: Sept. 8, 2026, 2:51 p.m. Source: IAR Data Warehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average. NIRA includes Jasper County, Lake County, LaPorte County, Newton County, Porter County, Pulaski County, Starke County.

Demographics

Median Household Income

Adjusted to current dollars
January 2025
$74,206
Year-over-year change
+0%
Compared to $74,164 last year
Difference from state
+20%
Compared to $61,915 in Indiana
View source and notes...

Last update: Sept. 8, 2026, 3:06 p.m. Source: American Community Survey and Bureau of Labor Statistics Employment Cost Index Data notes: The most recent income measure from the American Community Survey is adjusted by two-year change in the Employment Cost Index to adjust to current dollars. NIRA includes Jasper County, Lake County, LaPorte County, Newton County, Porter County, Pulaski County, Starke County.

Market Momentum

Price

Median Monthly Payment

For median-priced home
August 2026
$2,314
Year-over-year change
+6%
Compared to $2,185 last year
Difference from state
+5%
Compared to $2,199 in Indiana
View source and notes...

Last update: Sept. 8, 2026, 2:51 p.m. Source: IAR Datawarehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average. NIRA includes Jasper County, Lake County, LaPorte County, Newton County, Porter County, Pulaski County, Starke County.

Median Sale Price

3-Month Rolling Median
August 2026
$299,900
Year-over-year change
+5%
Compared to $285,000 last year
Difference from state
+5%
Compared to $285,000 in Indiana
View source and notes...

Last update: Sept. 8, 2026, 2:51 p.m. Source: IAR Data Warehouse Data notes: - NIRA includes Jasper County, Lake County, LaPorte County, Newton County, Porter County, Pulaski County, Starke County.

Sales

Closed Sales by Price

12-month rolling total
All properties, August 2026
10,574
-2%
Under $250K
4,064
-10%
At Least $250K
6,510
+4%
View source and notes...

Last update: Sept. 9, 2026, 8:35 p.m. Source: IAR MLS Data Warehouse Data notes: None NIRA includes Jasper County, Lake County, LaPorte County, Newton County, Porter County, Pulaski County, Starke County.

Supply

New Listings by Price

12-month rolling total
All properties, August 2026
14,679
-0%
Under $250K
5,020
-10%
At Least $250K
9,659
+6%
View source and notes...

Last update: Sept. 9, 2026, 8:35 p.m. Source: IAR MLS Data Warehouse Data notes: None NIRA includes Jasper County, Lake County, LaPorte County, Newton County, Porter County, Pulaski County, Starke County.

Inventory by Price

Average daily inventory in latest month
All properties, August 2026
2,425
-0%
Under $250K
794
-6%
At Least $250K
1,631
+3%
View source and notes...

Last update: Sept. 9, 2026, 8:35 p.m. Source: IAR MLS Data Warehouse Data notes: None NIRA includes Jasper County, Lake County, LaPorte County, Newton County, Porter County, Pulaski County, Starke County.