Housing Affordability

Affordability

Payment as a Percent of Income

Based on 3-mo. median sale price

August 2026

30.3%

Year-over-year change

+13%

Compared to 26.7% last year

Difference from state

-29%

Compared to 42.6% in Indiana

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August 2026

30.3%

Year-over-year change

+13%

Compared to 26.7% last year

Difference from state

-29%

View source and notes...

Last update: Sept. 8, 2026, 3:06 p.m. Source: IAR Data Warehouse / American Community Survey Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average. Terre Haute includes Clay County, Parke County, Putnam County, Sullivan County, Vermillion County, Vigo County.

Affordable Listings

Pct. of listings in last 90 days affordable to household earning $75K

August 2026

60.6%

Year-over-year change

-6%

Compared to 64.3% last year

Difference from state

+64%

Compared to 36.9% in Indiana

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August 2026

60.6%

Year-over-year change

-6%

Compared to 64.3% last year

Difference from state

+64%

View source and notes...

Last update: Sept. 8, 2026, 2:51 p.m. Source: IAR Data Warehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average. Terre Haute includes Clay County, Parke County, Putnam County, Sullivan County, Vermillion County, Vigo County.

Demographics

Median Household Income

Adjusted to current dollars

January 2025

$67,131

Year-over-year change

+0%

Compared to $67,059 last year

Difference from state

+8%

Compared to $61,915 in Indiana

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January 2025

$67,131

Year-over-year change

+0%

Compared to $67,059 last year

Difference from state

+8%

View source and notes...

Last update: Sept. 8, 2026, 3:06 p.m. Source: American Community Survey and Bureau of Labor Statistics Employment Cost Index Data notes: The most recent income measure from the American Community Survey is adjusted by two-year change in the Employment Cost Index to adjust to current dollars. Terre Haute includes Clay County, Parke County, Putnam County, Sullivan County, Vermillion County, Vigo County.

Market Momentum

Price

Median Monthly Payment

For median-priced home

August 2026

$1,697

Year-over-year change

+13%

Compared to $1,495 last year

Difference from state

-23%

Compared to $2,199 in Indiana

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August 2026

$1,697

Year-over-year change

+13%

Compared to $1,495 last year

Difference from state

-23%

View source and notes...

Last update: Sept. 8, 2026, 2:51 p.m. Source: IAR Datawarehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average. Terre Haute includes Clay County, Parke County, Putnam County, Sullivan County, Vermillion County, Vigo County.

Median Sale Price

3-Month Rolling Median

August 2026

$219,900

Year-over-year change

+13%

Compared to $195,000 last year

Difference from state

-23%

Compared to $285,000 in Indiana

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August 2026

$219,900

Year-over-year change

+13%

Compared to $195,000 last year

Difference from state

-23%

View source and notes...

Last update: Sept. 8, 2026, 2:51 p.m. Source: IAR Data Warehouse Data notes: - Terre Haute includes Clay County, Parke County, Putnam County, Sullivan County, Vermillion County, Vigo County.

Sales

Closed Sales by Price

12-month rolling total

All properties, August 2026

2,359

-4%

Under $250K

1,576

-7%

At Least $250K

783

+2%

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All properties, August 2026

2,359

-4%

Under $250K

1,576

-7%

At Least $250K

783

View source and notes...

Last update: Sept. 9, 2026, 8:35 p.m. Source: IAR MLS Data Warehouse Data notes: None Terre Haute includes Clay County, Parke County, Putnam County, Sullivan County, Vermillion County, Vigo County.

Supply

New Listings by Price

12-month rolling total

All properties, August 2026

3,292

+1%

Under $250K

2,126

-4%

At Least $250K

1,166

+11%

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All properties, August 2026

3,292

+1%

Under $250K

2,126

-4%

At Least $250K

1,166

View source and notes...

Last update: Sept. 9, 2026, 8:35 p.m. Source: IAR MLS Data Warehouse Data notes: None Terre Haute includes Clay County, Parke County, Putnam County, Sullivan County, Vermillion County, Vigo County.

Inventory by Price

Average daily inventory in latest month

All properties, August 2026

619

+14%

Under $250K

359

+4%

At Least $250K

260

+31%

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All properties, August 2026

619

+14%

Under $250K

359

+4%

At Least $250K

260

View source and notes...

Last update: Sept. 9, 2026, 8:35 p.m. Source: IAR MLS Data Warehouse Data notes: None Terre Haute includes Clay County, Parke County, Putnam County, Sullivan County, Vermillion County, Vigo County.

Home price and typical payment compared to income

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Affordability

Payment as a Percent of Income

Based on 3-mo. median sale price

Affordable Listings

Pct. of listings in last 90 days affordable to household earning $75K

Demographics

Median Household Income

Adjusted to current dollars

Market Momentum

Price

Median Monthly Payment

For median-priced home

Median Sale Price

3-Month Rolling Median

Sales

Closed Sales by Price

12-month rolling total

Supply

New Listings by Price

12-month rolling total

Inventory by Price

Average daily inventory in latest month

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