Housing Affordability

Last update: Oct. 7, 2026, midnight Source: IAR Data Warehouse / American Community Survey Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average. Income is the Median Household Income series, including its projected years. South Bend (Association) includes St. Joseph County.

Last update: Oct. 7, 2026, midnight Source: IAR Data Warehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average. South Bend (Association) includes St. Joseph County.

Last update: Oct. 7, 2026, midnight Source: American Community Survey and Bureau of Labor Statistics Employment Cost Index Data notes: Median household income from the American Community Survey: 1-year estimate where available, 5-year otherwise; county groups are household-weighted. Each year is averaged with the prior year to smooth sampling noise. The latest two years are projections: the ACS figure from two years earlier grown by the two-year change in the BLS Employment Cost Index (December to December), replaced when that ACS year is published. South Bend (Association) includes St. Joseph County.

Last update: Oct. 7, 2026, midnight Source: IAR Datawarehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average. South Bend (Association) includes St. Joseph County.

Last update: Oct. 7, 2026, midnight Source: IAR Data Warehouse Data notes: - South Bend (Association) includes St. Joseph County.

Last update: Oct. 7, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None South Bend (Association) includes St. Joseph County.

Last update: Oct. 7, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None South Bend (Association) includes St. Joseph County.

Last update: Oct. 7, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None South Bend (Association) includes St. Joseph County.