Housing Affordability

Affordability

Payment as a Percent of Income

Based on 3-mo. median sale price

September 2026

58.5%

Year-over-year change

+9%

Compared to 53.7% last year

Difference from state

+37%

Compared to 42.7% in Indiana

Export chart Export data Open chart Share chart Map it!

September 2026

58.5%

Year-over-year change

+9%

Compared to 53.7% last year

Difference from state

+37%

View source and notes...

Last update: Oct. 7, 2026, 8:37 a.m. Source: IAR Data Warehouse / American Community Survey Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Affordable Listings

Pct. of listings in last 90 days affordable to household earning $75K

September 2026

22.7%

Year-over-year change

+9%

Compared to 20.9% last year

Difference from state

-39%

Compared to 37.1% in Indiana

Export chart Export data Open chart Share chart Map it!

September 2026

22.7%

Year-over-year change

+9%

Compared to 20.9% last year

Difference from state

-39%

View source and notes...

Last update: Oct. 7, 2026, 7:29 a.m. Source: IAR Data Warehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Demographics

Median Household Income

Adjusted to current dollars

January 2025

$53,792

Year-over-year change

+4%

Compared to $51,860 last year

Difference from state

-13%

Compared to $61,915 in Indiana

Export chart Export data Open chart Share chart Map it!

January 2025

$53,792

Year-over-year change

+4%

Compared to $51,860 last year

Difference from state

-13%

View source and notes...

Last update: Oct. 7, 2026, 8:37 a.m. Source: American Community Survey and Bureau of Labor Statistics Employment Cost Index Data notes: The most recent income measure from the American Community Survey is adjusted by two-year change in the Employment Cost Index to adjust to current dollars.

Market Momentum

Price

Median Monthly Payment

For median-priced home

September 2026

$2,624

Year-over-year change

+9%

Compared to $2,409 last year

Difference from state

+19%

Compared to $2,201 in Indiana

Export chart Export data Open chart Share chart Map it!

September 2026

$2,624

Year-over-year change

+9%

Compared to $2,409 last year

Difference from state

+19%

View source and notes...

Last update: Oct. 7, 2026, 7:29 a.m. Source: IAR Datawarehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Median Sale Price

3-Month Rolling Median

September 2026

$335,000

Year-over-year change

+5%

Compared to $320,000 last year

Difference from state

+19%

Compared to $280,995 in Indiana

Export chart Export data Open chart Share chart Map it!

September 2026

$335,000

Year-over-year change

+5%

Compared to $320,000 last year

Difference from state

+19%

View source and notes...

Last update: Oct. 7, 2026, 7:29 a.m. Source: IAR Data Warehouse Data notes: -

Sales

Closed Sales by Price

12-month rolling total

All properties, October 2026

1,545

+2%

Under $250K

422

-4%

At Least $250K

1,126

+4%

Export chart Export data Open chart Share chart Map it!

All properties, October 2026

1,545

+2%

Under $250K

422

-4%

At Least $250K

1,126

View source and notes...

Last update: Oct. 7, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None

Supply

New Listings by Price

12-month rolling total

All properties, October 2026

2,352

+4%

Under $250K

569

+7%

At Least $250K

1,783

+3%

Export chart Export data Open chart Share chart Map it!

All properties, October 2026

2,352

+4%

Under $250K

569

+7%

At Least $250K

1,783

View source and notes...

Last update: Oct. 7, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None

Inventory by Price

Average daily inventory in latest month

All properties, October 2026

697

+4%

Under $250K

184

+13%

At Least $250K

514

+1%

Export chart Export data Open chart Share chart Map it!

All properties, October 2026

697

+4%

Under $250K

184

+13%

At Least $250K

514

View source and notes...

Last update: Oct. 7, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None

More for Monroe County All metrics

Inventory In Monthly Market Report New Listings In Monthly Market Report Closed Sales by Construction In Detailed Market Overview Closed Sales by Property Type In Detailed Market Overview

Housing Affordability nearby

Morgan County Lawrence County Jackson County

Home price and typical payment compared to income

Summary

Step 1: Pick charts

Step 2: Use your slide pack

Affordability

Payment as a Percent of Income

Based on 3-mo. median sale price

Affordable Listings

Pct. of listings in last 90 days affordable to household earning $75K

Demographics

Median Household Income

Adjusted to current dollars

Market Momentum

Price

Median Monthly Payment

For median-priced home

Median Sale Price

3-Month Rolling Median

Sales

Closed Sales by Price

12-month rolling total

Supply

New Listings by Price

12-month rolling total

Inventory by Price

Average daily inventory in latest month

Contact

Report an Issue or Submit an Idea