All Reports › Housing Affordability › Dearborn County • July 2026 • All Residential

Housing Affordability

Home price and typical payment compared to income

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Housing Affordability • Dearborn County • July 2026

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Affordability

Payment as a Percent of Income

Based on 3-mo. median sale price
July 2026
31.8%
Year-over-year change
+2%
Compared to 31.2% last year
Difference from state
-25%
Compared to 42.2% in Indiana
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July 2026
31.8%
Year-over-year change
+2%
Compared to 31.2% last year
Difference from state
-25%
View source and notes...

Last update: Aug. 7, 2026, midnight Source: IAR Data Warehouse / American Community Survey Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Affordable Listings

Pct. of listings in last 90 days affordable to household earning $75K
July 2026
23.0%
Year-over-year change
-1%
Compared to 23.1% last year
Difference from state
-36%
Compared to 36.1% in Indiana
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July 2026
23.0%
Year-over-year change
-1%
Compared to 23.1% last year
Difference from state
-36%
View source and notes...

Last update: Aug. 7, 2026, midnight Source: IAR Data Warehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Demographics

Median Household Income

Adjusted to current dollars
January 2025
$89,383
Year-over-year change
+2%
Compared to $87,945 last year
Difference from state
+44%
Compared to $61,915 in Indiana
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January 2025
$89,383
Year-over-year change
+2%
Compared to $87,945 last year
Difference from state
+44%
View source and notes...

Last update: Aug. 7, 2026, midnight Source: American Community Survey and Bureau of Labor Statistics Employment Cost Index Data notes: The most recent income measure from the American Community Survey is adjusted by two-year change in the Employment Cost Index to adjust to current dollars.

Market Momentum

Price

Median Monthly Payment

For median-priced home
July 2026
$2,369
Year-over-year change
+2%
Compared to $2,324 last year
Difference from state
+9%
Compared to $2,178 in Indiana
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July 2026
$2,369
Year-over-year change
+2%
Compared to $2,324 last year
Difference from state
+9%
View source and notes...

Last update: Aug. 7, 2026, midnight Source: IAR Datawarehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Median Sale Price

3-Month Rolling Median
July 2026
$310,000
Year-over-year change
+3%
Compared to $300,000 last year
Difference from state
+9%
Compared to $285,000 in Indiana
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July 2026
$310,000
Year-over-year change
+3%
Compared to $300,000 last year
Difference from state
+9%
View source and notes...

Last update: Aug. 7, 2026, midnight Source: IAR Data Warehouse Data notes: -

Sales

Closed Sales by Price

12-month rolling total
All properties, August 2026
488
+3%
Under $250K
144
-11%
At Least $250K
344
+10%
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All properties, August 2026
488
+3%
Under $250K
144
-11%
At Least $250K
344
View source and notes...

Last update: Aug. 7, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None

Supply

New Listings by Price

12-month rolling total
All properties, August 2026
631
+6%
Under $250K
166
-3%
At Least $250K
465
+9%
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All properties, August 2026
631
+6%
Under $250K
166
-3%
At Least $250K
465
View source and notes...

Last update: Aug. 7, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None

Inventory by Price

Average daily inventory in latest month
All properties, August 2026
85
+5%
Under $250K
23
-1%
At Least $250K
62
+7%
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All properties, August 2026
85
+5%
Under $250K
23
-1%
At Least $250K
62
View source and notes...

Last update: Aug. 7, 2026, midnight Source: IAR MLS Data Warehouse Data notes: None

More for Dearborn County All metrics

Inventory In Monthly Market Report New Listings In Monthly Market Report Closed Sales by Construction In Detailed Market Overview Closed Sales by Property Type In Detailed Market Overview

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