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Housing Affordability

Home price and typical payment compared to income

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Housing Affordability • Porter County • April 2026

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Affordability

Payment as a Percent of Income

Based on 3-mo. median sale price
April 2026
34.2%
Year-over-year change
+5%
Compared to 32.5% last year
Difference from state
-2%
Compared to 34.8% in Indiana
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April 2026
34.2%
Year-over-year change
+5%
Compared to 32.5% last year
Difference from state
-2%
View source and notes...

Last update: May 7, 2026, 6:53 a.m. Source: IAR Data Warehouse / American Community Survey Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Affordable Listings

Pct. of listings in last 90 days affordable to household earning $75K
April 2026
22.6%
Year-over-year change
+18%
Compared to 19.2% last year
Difference from state
-42%
Compared to 39.2% in Indiana
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April 2026
22.6%
Year-over-year change
+18%
Compared to 19.2% last year
Difference from state
-42%
View source and notes...

Last update: May 7, 2026, 6:44 a.m. Source: IAR Data Warehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Demographics

Median Household Income

Adjusted to current dollars
January 2025
$82,343
Year-over-year change
+4%
Compared to $78,865 last year
Difference from state
+18%
Compared to $69,976 in Indiana
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January 2025
$82,343
Year-over-year change
+4%
Compared to $78,865 last year
Difference from state
+18%
View source and notes...

Last update: May 7, 2026, 6:53 a.m. Source: American Community Survey and Bureau of Labor Statistics Employment Cost Index Data notes: The most recent income measure from the American Community Survey is adjusted by two-year change in the Employment Cost Index to adjust to current dollars.

Market Momentum

Price

Median Monthly Payment

For median-priced home
April 2026
$2,345
Year-over-year change
+5%
Compared to $2,232 last year
Difference from state
+16%
Compared to $2,028 in Indiana
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April 2026
$2,345
Year-over-year change
+5%
Compared to $2,232 last year
Difference from state
+16%
View source and notes...

Last update: May 7, 2026, 6:44 a.m. Source: IAR Datawarehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.

Median Sale Price

3-Month Rolling Median
April 2026
$312,000
Year-over-year change
+8%
Compared to $288,000 last year
Difference from state
+16%
Compared to $269,792 in Indiana
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April 2026
$312,000
Year-over-year change
+8%
Compared to $288,000 last year
Difference from state
+16%
View source and notes...

Last update: May 7, 2026, 6:44 a.m. Source: IAR Data Warehouse Data notes: -

Sales

Closed Sales by Price

12-month rolling total
All properties, May 2026
1,974
+5%
Under $250K
522
-4%
At Least $250K
1,452
+9%
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All properties, May 2026
1,974
+5%
Under $250K
522
-4%
At Least $250K
1,452
View source and notes...

Last update: May 7, 2026, 7:32 a.m. Source: IAR MLS Data Warehouse Data notes: None

Supply

New Listings by Price

12-month rolling total
All properties, May 2026
2,550
+7%
Under $250K
589
+2%
At Least $250K
1,961
+8%
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All properties, May 2026
2,550
+7%
Under $250K
589
+2%
At Least $250K
1,961
View source and notes...

Last update: May 7, 2026, 7:32 a.m. Source: IAR MLS Data Warehouse Data notes: None

Inventory by Price

Average daily inventory in latest month
All properties, May 2026
414
-3%
Under $250K
74
+33%
At Least $250K
339
-8%
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All properties, May 2026
414
-3%
Under $250K
74
+33%
At Least $250K
339
View source and notes...

Last update: May 7, 2026, 7:32 a.m. Source: IAR MLS Data Warehouse Data notes: None

Contact

Indiana Association of REALTORS®
143 W Market St, Ste 100
Indianapolis, IN 46204
Phone: 1.800.284.0084

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