Payment as a Percent of Income - January 2026

Payment as a Percent of Income Richmond

Based on 3-mo. median sale price – All Properties

January 2026

19.6%

Year-over-year change

-13%

Compared to 22.5% last year

Difference from state

-40%

Compared to 32.9% in Indiana

View source and notes...

Last update: Feb. 8, 2026, 3:44 p.m. Source: IAR Data Warehouse / American Community Survey Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average. Richmond includes Randolph County, Wayne County.