Median Monthly Payment Spencer

For median-priced home – All Properties
July 2026
$1,777
Year-over-year change
+7%
Compared to $1,654 last year
Difference from state
-18%
Compared to $2,178 in Indiana
View source and notes...

Last update: Aug. 7, 2026, midnight Source: IAR Datawarehouse Data notes: Assumes 10% down payment, 0.77% tax rate, 0.83% insurance rate, 0.79% PMI rate. Interest rates are based on the national 4-week rolling average.